419 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 419 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,791 sqft · built 2018
Lot Size	0.184 acres (8,005 sqft)
Owner	Company Name on Record
Last Sale	$509,900 (Sep 2018)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`089I-D-004.00-000`

Property Details

APN / Parcel Number

Primary APN	`089I-D-004.00-000`
Alternative APNs	`094089I D 00400` `1096080`

Interior

Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,791 sqft Living Area
Gross Area	3,495 sqft
1st Floor Area	1,153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,005 sqft (0.184 acres)
Lot Dimensions	138 ft deep x 57.8 ft wide
Garage Type	Attached
Garage Area	704 sqft
Driveway	Driveway
Driveway Area	500 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	419 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0007 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0007
Legal Subdivision	RIVERBLUFF
Legal Lot Number	0007
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Aug 1, 2022	Intrafamily Transfer, Transfer
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN SYNERGY BANK
Sep 4, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FRANKLIN SYNERGY BANK
Feb 12, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Aug 9, 2016 · Amount on Record
Deed Document Number	201835000
Deed Book / Page	7453 / 331
Last Transfer Date	Jul 22, 2022
Transfer Doc	0090670388
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 22, 2026
Property Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0000026293
Book / Page	10086 / 628
Instrument Date	Jul 17, 2026
Instrument	202626293
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000026293,
Date	Jul 22, 2026
Book Page	10086/628
Instrument	202626293

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 1, 2022
Property Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0090670388
Book / Page	9067 / 388
Map Reference	MB P62 PG 145
Instrument Date	Jul 22, 2022
Instrument	22033323
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085990694
Date	Jun 16, 2021
Book Page	8599/694
Instrument	21036429

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRI STAR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077830762
Date	Oct 23, 2019
Book Page	7783/0762
Instrument	19044185

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 4, 2018
Property Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0074530331
Book / Page	7453 / 0331
Map Reference	MB P62 PG145
Instrument Date	Aug 31, 2018
Instrument	18035000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0018035001
Date	Sep 4, 2018
Instrument	18035001

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Feb 12, 2018
Property Address	419 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0072930328
Book / Page	007293 / 000328
Instrument Date	Feb 6, 2018
Instrument	5266
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	LAND TITLE SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7123 CROSSROADS BLVD BRENTWOOD TN 370272877, BRENTWOOD, TN 37027-2877
Investor	Possibly a Property Investor

Mortgage

Document Number	72930328
Date	Feb 12, 2018
Book Page	007293/000328
Instrument	5266

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 11, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,361.00 (+30.42%)	$214,650 (+79.62%) Land $50,000 Building $164,650	$858,600 (+79.62%) Land $200,000 Building $658,600
2024	$2,577.00
2023	$2,577.00	$119,500 (-) Land $27,500 Building $92,000	$478,000 (-) Land $110,000 Building $368,000
2022	$2,577.00	$119,500 Land $27,500 Building $92,000	$478,000 Land $110,000 Building $368,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Nearby Properties on River Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures