416 S 3rd Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 416 S 3rd Ave, Saint Charles, IL 60174 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1946
Square Footage	1,486 sqft Living Area
Lot Size	5,000 sqft (0.115 acres)
Garage	Detached, 835 sqft
Occupancy	Owner Occupied
Tax Bill	$4,543.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-34-211-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,486 sqft Living Area
Basement Area	364 sqft Basement
Stories	2 Stories
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1946
Exterior Material	Combination Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	835 sqft Garage
Porch	Enclosed Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	416 S 3RD AVE
City	SAINT CHARLES
State	IL
Zip	60174-2911
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MAP AREA: 008-SEOLDTWN STC,AVE
Legal Subdivision	MINARD FERSON&HUNTS
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	KANE IL
Minor Civil Division	ST. CHARLES
Census Blockgroup	1
Census Block	1061
Census Tract	852300

Owner

Source: Kane County records · APN 09-34-211-002

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 S 3RD AVE, SAINT CHARLES, IL 60174-2911
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 29, 1998
Transfer Doc	0000047606
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+7.63%) Homeowner's exemption Senior Citizen's exemption	$80,786 (+8.53%) Land $28,008 Building $52,778	$242,455 (+8.53%) Land $84,058 Building $158,397
2024		$74,437 (+17.63%) Land $25,807 Building $48,630	$223,400 (+17.67%) Land $77,452 Building $145,948
2022	$4,221.00 (+4.95%) Homeowner's exemption	$63,283 (+4.91%) Land $23,242 Building $40,041	$189,849 (+4.91%) Land $69,726 Building $120,123
2021	$4,022.00 Homeowner's exemption	$60,321 Land $22,154 Building $38,167	$180,963 Land $66,462 Building $114,501

Flood & Wildfire

416 S 3rd Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.