Kane County property record for 316 S 3rd Ave, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,789 sqft · built 1915 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $275,000 (Aug 2008) |
| Tax Bill | $9,104 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-206-003 |
| Primary APN | 09-34-206-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,789 sqft Living Area |
| Basement Area | 608 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 316 S 3RD AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 171-CONVAPARTMENTS |
| Legal Subdivision | MINARD FERSON&HUNTS |
| Legal Block | 1 |
| Legal Lot Number | 5,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-34-206-003
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 316 S 3RD AVE, SAINT CHARLES, IL 60174-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK |
| Oct 11, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2008 · Amount on Record |
| Deed Sale | Aug 20, 2008 · Amount on Record |
| Prior Sale | Jul 18, 2006 · Amount on Record |
| Deed Document Number | 200866961 |
| Last Transfer Date | Oct 07, 2024 |
| Transfer Doc | 0000036425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 316 S 3RD AVE, ST CHARLES, IL 60174-3346 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000048473 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019K048473 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 316 S 3RD AVE, ST CHARLES, IL 60174-3346 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000048432 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019K048432 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 47 Months |
| Due | Sep 19, 2023 |
| Rate | 4.62% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,104.00 (+23.83%) | ||
| 2024 | $134,353 (+31.63%) Land $25,807 Building $108,546 | $403,220 (+31.68%) Land $77,452 Building $325,768 | |
| 2022 | $7,352.00 (+6.72%) Homeowner's exemption | $102,068 (+4.91%) Land $23,242 Building $78,826 | $306,204 (+4.91%) Land $69,726 Building $236,478 |
| 2021 | $6,889.00 Homeowner's exemption | $97,291 Land $22,154 Building $75,137 | $291,873 Land $66,462 Building $225,411 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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