Kane County property record for 406 S 3rd Ave, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,301 sqft Living Area |
| Lot Size | 9,300 sqft (0.213 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2022) |
| Tax Bill | $10,534.00 (2025) |
| Primary APN | 09-34-211-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,301 sqft Living Area |
| Basement Area | 848 sqft Basement |
| Stories | 2 Stories |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,300 sqft (0.213 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Porch | Open Porch |
| Heating System | Steam Heating |
|---|
| Street Address | 406 S 3RD AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2911 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 24 6 EX S57 24 5 EX W57 |
| Legal Subdivision | MINARD FERSON&HUNTS |
| Legal Block | 1 |
| Legal Lot Number | 3-6 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 1 |
| Census Block | 1061 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-34-211-001
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 S 3RD AVE, SAINT CHARLES, IL 60174-2911 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on Record |
| Deed Sale | Oct 27, 2022 · Amount on Record |
| Prior Sale | Jul 31, 2000 · Amount on Record |
| Deed Doc Number | 202252535 |
| Prior Transfer Date | Dec 08, 2013 |
| Prior Transfer Doc | 0000004205 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 27, 2022 |
| Property Address | 406 S 3RD AVE, ST CHARLES, IL 60174-2911 |
| Document Number | 0000052535 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022K052535 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 406 S 3RD AVE, SAINT CHARLES, IL 60174-2911 |
| Document Number | 0000052536 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022K052536 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,534.00 (+8.62%) Homeowner's exemption | ||
| 2024 | $145,773 (+21.36%) Land $32,259 Building $113,514 | $437,494 (+21.41%) Land $96,816 Building $340,678 | |
| 2022 | $9,698.00 (+3.87%) | $120,113 (+4.91%) Land $29,052 Building $91,061 | $360,339 (+4.91%) Land $87,156 Building $273,183 |
| 2021 | $9,337.00 | $114,491 Land $27,692 Building $86,799 | $343,473 Land $83,076 Building $260,397 |
406 S 3rd Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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