Kane County property record for 402 S 3rd Ave, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,104 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $148,000 (2012) |
| Tax Bill | $5,746.00 (2025) |
| Primary APN | 09-34-211-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,104 sqft Living Area |
| Basement Area | 384 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 402 S 3RD AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2911 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MINARD, FERSON AND HUNTS ADD. - NLY 50 FT OF LOTS 3 & 4 BLK 24 |
| Legal Subdivision | MINARD FERSON AND HUNTS ADD |
| Legal Block | 24 |
| Legal Lot Number | 3,4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 1 |
| Census Block | 1061 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-34-211-007
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 S 3RD AVE, SAINT CHARLES, IL 60174-2911 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2012 · Amount on Record |
| Deed Sale | Mar 08, 2012 · Amount on Record |
| Deed Doc Number | 201214591 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 402 S 3RD AVE, ST CHARLES, IL 60174-2911 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020259 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021K020259 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 01, 2036 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,746.00 (+8.95%) Homeowner's exemption | ||
| 2024 | $82,864 (+16.18%) Land $25,807 Building $57,057 | $248,691 (+16.23%) Land $77,452 Building $171,239 | |
| 2022 | $5,274.00 (+4.33%) Homeowner's exemption | $71,324 (+4.91%) Land $23,242 Building $48,082 | $213,972 (+4.91%) Land $69,726 Building $144,246 |
| 2021 | $5,055.00 Homeowner's exemption | $67,986 Land $22,154 Building $45,832 | $203,958 Land $66,462 Building $137,496 |
402 S 3rd Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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