311 S 3rd Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 311 S 3rd Ave, Saint Charles, IL 60174 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,558 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$339,000 (2021)
Tax Bill$8,452.00 (2025)

Owner

Source: Kane County records · APN 09-34-205-007

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address311 S 3RD AVE, SAINT CHARLES, IL 60174-2909
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 24, 2017Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2021 · Amount on Record
Deed SaleJan 27, 2021 · Amount on Record
Prior SaleApr 24, 2017 · Amount on Record
Prior Transfer DateSep 15, 2005
Prior Transfer Doc0000119493
Record RefreshedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 27, 2021
Property Address311 S 3RD AVE, ST CHARLES, IL 60174-2909
Document Number0000006915
Instrument DateJan 21, 2021
Instrument2021K006915
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$339.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address311 S 3RD AVE, 311, SAINT CHARLES, IL 60174-2909

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address311 S 3RD AVE, SAINT CHARLES, IL 60174-2909

Mortgage

Document Number0000006916
DateJan 27, 2021
Instrument2021K006916
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 24, 2017
Property Address311 S 3RD AVE, ST CHARLES, IL 60174-2909
Document Number0000020274
Instrument DateApr 18, 2017
Instrument2017K020274
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TITLE GUARANTY FUN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$329.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address311 S 3RD AVE, SAINT CHARLES, IL 60174-2909

Mortgage

Document Number0000020275
DateApr 24, 2017
Instrument2017K020275
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,452.00 (+9.47%) Homeowner's exemption
2024$118,417 (+16.52%) Land $25,807 Building $92,610$355,393 (+16.57%) Land $77,452 Building $277,941
2022$7,721.00 (+4.18%) Homeowner's exemption$101,626 (+4.91%) Land $23,242 Building $78,384$304,878 (+4.91%) Land $69,726 Building $235,152
2021$7,411.00 Homeowner's exemption$96,869 Land $22,154 Building $74,715$290,607 Land $66,462 Building $224,145

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN09-34-205-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,558 sqft Living Area
Basement Area715 sqft Basement
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1974
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,000 sqft (0.115 acres)
Depth X Width100 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area360 sqft Garage
Deck AreaDeck Area
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Street Address311 S 3RD AVE
CitySAINT CHARLES
StateIL
Zip60174-2909
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description26 5 E100FT N50FT FERSON HUNTS SAIN
Legal SubdivisionMINARD FERSON&HUNTS
Legal Block1
Legal Lot Number5
JurisdictionKANE IL
Minor Civil DivisionST. CHARLES
Census Blockgroup1
Census Block1054
Census Tract852300

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