Kane County property record for 304 S 3rd Ave, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,736 sqft Living Area |
| Lot Size | 7,500 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,000 (2018) |
| Tax Bill | $9,549.00 (2025) |
| Primary APN | 09-34-206-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,736 sqft Living Area |
| Basement Area | 841 sqft Basement |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,500 sqft (0.172 acres) |
| Depth X Width | 75 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 304 S 3RD AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2910 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MINARD, FERSON & HUNTS ADD THE NLY 75 FT OF LOTS 3 & 4 BLK 25 |
| Legal Subdivision | MINARD FERSON&HUNTS ADD |
| Legal Block | 25 |
| Legal Lot Number | 3,4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-34-206-001
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 S 3RD AVE, SAINT CHARLES, IL 60174-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Prior Sale | Mar 01, 2011 · Amount on Record |
| Deed Doc Number | 201832928 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 304 S 3RD AVE, ST CHARLES, IL 60174-2910 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000085528 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021K085528 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 304 S 3RD AVE, ST CHARLES, IL 60174-2910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000058148 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 2019K058148 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 10, 2018 |
| Property Address | 304 S 3RD AVE, ST CHARLES, IL 60174-2910 |
| Document Number | 0000032928 |
| Instrument Date | Jul 05, 2018 |
| Instrument | 2018K032928 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 304 S 3RD AVE, SAINT CHARLES, IL 60174-2910 |
| Document Number | 0000032929 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 2018K032929 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,549.00 (+17.05%) Homeowner's exemption | ||
| 2024 | $125,456 (+17.2%) Land $30,108 Building $95,348 | $376,519 (+17.25%) Land $90,360 Building $286,158 | |
| 2022 | $8,158.00 (+4.16%) Homeowner's exemption | $107,046 (+4.91%) Land $27,116 Building $79,930 | $321,138 (+4.91%) Land $81,348 Building $239,790 |
| 2021 | $7,832.00 Homeowner's exemption | $102,036 Land $25,847 Building $76,189 | $306,108 Land $77,541 Building $228,567 |
304 S 3rd Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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