4143 45th St, Hamilton, MI 49419 Property Records

Allegan County property record for 4143 45th St, Hamilton, MI 49419

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,475 sqft · built 1935
Lot Size5.53 acres (240,887 sqft)
Owner2 Individual Names on File
Last Sale$183,000 (Jun 2007)
Tax Bill$4,082 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-020-005-00

Property Details

APN / Parcel Number

Primary APN18-020-005-00
Alternative APN
  • 03-18-020-005-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,475 sqft Living Area
1st Floor Area1,724 sqft
Basement Area1,724 sqft
Unfinished Basement1,724 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialWood
Lot Area240,887 sqft (5.53 acres)
Lot Dimensions601 ft deep x 380 ft wide
Garage Area583 sqft
Parking Spaces2 Parking Spaces
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4143 45TH ST
CityHAMILTON
StateMI
Zip49419-9729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionN 380' OF W 634' S 1/2 NE 1/4 SEC 20 T4N R14W (95)
Legal Range14W
Legal Township04N
Legal Section20
JurisdictionALLEGAN MI
Township / Civil DivisionOVERISEL
Census Block Group1
Census Block1027
Census Tract30301

Owner

4143 45th St is owned and occupied by two individuals who bought it in June 2007.

Source: Allegan County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address4143 45TH ST, HAMILTON, MI 49419-9729
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2017Deed of Trust, Mortgage · Line of Credit
WEST MICHIGAN COMMUNITY BANK
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2007 · Amount on File
Deed SaleJun 20, 2007 · Amount on File
Deed Book / Page3131 / 706
Prior Transfer DateSep 15, 2004
Prior Transfer Doc2741000200
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address4143 45TH ST, HAMILTON, MI 49419-9729
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4124/359
DateMar 27, 2017
Book Page4124/359
Lender
NameWEST MICHIGAN COMMUNITY BANK
TypeBank
AddressHUDSONVILLE, MI 49426
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address4143 45TH ST, HAMILTON, MI 49419-9729
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4484/648
DateJul 16, 2020
Book Page4484/648
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4143 45th St was $4,082 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionOverisel Township
Unified School DistrictHamilton Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,200 Land $66,000 Building $192,200$516,400 Land $132,000 Building $384,400
2025$4,082.00
2023$192,800 Land $43,800 Building $149,000$385,600 Land $87,600 Building $298,000
2022$3,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4143 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4143 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20

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