4061 45th St, Hamilton, MI 49419 Property Records

Allegan County property record for 4061 45th St, Hamilton, MI 49419

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,342 sqft · built 1996
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on Record
Last Sale$174,000 (Aug 2004)
Tax Bill$3,141 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-020-015-11

Property Details

APN / Parcel Number

Primary APN18-020-015-11
Alternative APN
  • 03-18-020-015-11

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,342 sqft Living Area
1st Floor Area1,342 sqft
Basement Area1,342 sqft
Unfinished Basement1,342 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Lot Area54,450 sqft (1.25 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address4061 45TH ST
CityHAMILTON
StateMI
Zip49419-9789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RURAL
Legal DescriptionCOM AT S 1/4 COR TH N ALG N & S 1/4 LIN 1595.8'TO POB TH E 544.5' TH N 65.21' TH W 217.45' TH N 74.54' TH S 84 DEG 09'51 W 117.64' TH S 86 DEG 06'42 W 210.12' TH S ON N & S 1/4 LIN 105' TO POB SEC 20 T4N R14W (2000)
Legal Range14W
Legal Township04N
Legal Section20
JurisdictionALLEGAN MI
Township / Civil DivisionOVERISEL
Census Block Group1
Census Block1043
Census Tract30301

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4061 45TH ST, HAMILTON, MI 49419-9789
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2004 · Amount on Record
Deed SaleAug 16, 2004 · Amount on Record
Prior SaleAug 12, 1996
Deed Book / Page2718 / 174
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address4061 45TH ST, HAMILTON, MI 49419-9789
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4061 45TH ST, HAMILTON, MI 49419-9789

Mortgage

Document Number00004712/1
DateDec 22, 2021
Book Page4712/1
Instrument4712-001
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount Recorded
Term119 Months
DueNov 1, 2031
Interest
Change Frequency6 Months

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionOverisel Township
Unified School DistrictHamilton Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,000 (+17.96%) Land $38,800 Building $114,200$306,000 (+17.96%) Land $77,600 Building $228,400
2025$3,141.00 (+22.98%)
2023$129,700 Land $26,500 Building $103,200$259,400 Land $53,000 Building $206,400
2022$2,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20

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