Allegan County property record for 4095 45th St, Hamilton, MI 49419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,783 sqft · built 2002 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Mar 2025) |
| Tax Bill | $4,503 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-020-014-30 |
| Primary APN | 18-020-014-30 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,766 sqft |
| Basement Area | 1,638 sqft |
| Unfinished Basement | 1,638 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Lot Area | 108,029 sqft (2.48 acres) |
| Lot Dimensions | 295 ft deep x 295 ft wide |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4095 45TH ST |
|---|---|
| City | HAMILTON |
| State | MI |
| Zip | 49419-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM AT THE S1/4 PST TH N 2332.42' TO POB TH CONT N 328.66' TH E 328.66' TH S 328.66' TH W 328.66' TO POB SEC 20 T4N R14W (03) |
| Legal Range | 14W |
| Legal Township | 04N |
| Legal Section | 20 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OVERISEL |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 30301 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4095 45TH ST, HAMILTON, MI 49419-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK |
| Jan 7, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on Record |
| Deed Sale | Mar 13, 2025 · Amount on Record |
| Deed Document Number | 20253381 |
| Deed Book / Page | 5016 / 802 |
| Last Transfer Date | Jan 7, 2026 |
| Transfer Doc | 0005102/67 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 4095 45TH ST, HAMILTON, MI 49419-9789 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4095 45TH ST, HAMILTON, MI 49419-9789 |
| Document Number | 005114/881 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 5114/881 |
| Instrument | 2026002982 |
| Name | WEST MICHIGAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HUDSONVILLE, MI 49426 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 7, 2026 |
| Property Address | 4095 45TH ST, HAMILTON, MI 49419-9789 |
| Document Number | 0005102/67 |
| Book / Page | 5102 / 67 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2026000334 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4095 45TH ST, HAMILTON, MI 49419-9789 |
| Name | Verified Name |
|---|---|
| Address | 4095 45TH ST, HAMILTON, MI 49419-9789 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Overisel Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,600 (+23.5%) Land $45,100 Building $224,500 | $539,200 (+23.5%) Land $90,200 Building $449,000 | |
| 2025 | $4,503.00 (+3.76%) Homeowner's exemption | $218,300 (+10.59%) Land $35,100 Building $183,200 | $436,600 (+10.59%) Land $70,200 Building $366,400 |
| 2024 | $4,340.00 (+18.51%) | ||
| 2023 | $197,400 Land $31,100 Building $166,300 | $394,800 Land $62,200 Building $332,600 | |
| 2022 | $3,662.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
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