4071 45th St, Hamilton, MI 49419 Property Records

Allegan County property record for 4071 45th St, Hamilton, MI 49419

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,996 sqft · built 1892
Lot Size3.75 acres (163,350 sqft)
OwnerCompany Name on Record
Last Sale$224,000 (Oct 2005)
Tax Bill$3,958 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN18-020-015-10

Property Details

APN / Parcel Number

Primary APN18-020-015-10

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,996 sqft Living Area
1st Floor Area1,175 sqft
Basement Area1,085 sqft
Unfinished Basement1,277 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Exterior MaterialWood
Lot Area163,350 sqft (3.75 acres)
Lot Dimensions511 ft deep x 291 ft wide
Garage Area998 sqft
Parking Spaces4 Parking Spaces
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address4071 45TH ST
CityHAMILTON
StateMI
Zip49419-9789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RURAL
Legal DescriptionCOM AT S 1/4 COR TH N ON N & S 1/4 LIN 1700.8' TO POB TH CONT N 295' TH E 544.5' TH S 334.79' TH W 217.45' TH N 74.54' TH S
Legal Range14W
Legal Township04N
Legal Section20
JurisdictionALLEGAN MI
Township / Civil DivisionOVERISEL
Census Block Group1
Census Block1043
Census Tract30301

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4071 45TH ST, HAMILTON, MI 49419-9789
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK
Feb 9, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2005 · Amount on Record
Deed SaleOct 13, 2005 · Amount on Record
Prior SaleAug 28, 1998 · Amount on Record
Deed Book / Page2902 / 671
Last Transfer DateFeb 3, 2021
Transfer Doc4575/888
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Recording DateJul 27, 2026
Property Address4071 45TH ST, HAMILTON, MI 49419-9789
Document Number0000012564
Book / Page5160 / 47
Instrument DateJul 14, 2026
Instrument202612564
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4071 45TH ST, HAMILTON, MI 49419-9789

Mortgage

Document Number0000012564,
DateJul 27, 2026
Book Page5160/47
Instrument202612564
Lender
NameCOMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateFeb 9, 2021
Property Address4071 45TH ST, HAMILTON, MI 49419-9789
Document Number4575/888
Book / Page4575 / 888
Instrument DateFeb 1, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4071 45TH ST, HAMILTON, MI 49419-9789

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionOverisel Township
Unified School DistrictHamilton Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,900 (+9.62%) Land $56,300 Building $155,600$423,800 (+9.62%) Land $112,600 Building $311,200
2025$3,958.00 (+3.75%) Homeowner's exemption$193,300 (+21.34%) Land $45,100 Building $148,200$386,600 (+21.34%) Land $90,200 Building $296,400
2024$3,815.00 (+18.55%)
2023$159,300 Land $37,900 Building $121,400$318,600 Land $75,800 Building $242,800
2022$3,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20

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