Allegan County property record for 3968 45th St, Hamilton, MI 49419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,882 sqft · built 1985 |
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,748 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-029-004-20 |
| Primary APN | 18-029-004-20 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood |
| Lot Area | 142,877 sqft (3.28 acres) |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3968 45TH ST |
|---|---|
| City | HAMILTON |
| State | MI |
| Zip | 49419-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | E 350' OF N 60 AC NW 1/4 EX THE N 581.98' THEREOF SEC 29 T4N R14W (95) |
| Legal Range | 14W |
| Legal Township | 04N |
| Legal Section | 29 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OVERISEL |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 30301 |
3968 45th St is owned and occupied by two individuals.
Source: Allegan County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3968 45TH ST, HAMILTON, MI 49419-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 20, 2025 |
| Property Address | 3968 45TH ST, HAMILTON, MI 49419-9731 |
| Document Number | 005088/833 |
| Book / Page | 5088 / 833 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025018714 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3968 45TH ST, HAMILTON, MI 49419-9731 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3968 45TH ST, HAMILTON, MI 49419-9731 |
The 2025 property tax bill for 3968 45th St was $3,748 with a homeowner's exemption, up 3.7% from the year before.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Overisel Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,700 (+10.41%) Land $52,700 Building $151,000 | $407,400 (+10.41%) Land $105,400 Building $302,000 | |
| 2025 | $3,748.00 (+3.74%) Homeowner's exemption | $184,500 Land $41,800 Building $142,700 | $369,000 Land $83,600 Building $285,400 |
| 2024 | $3,613.00 | ||
| 2023 | $152,800 Land $35,800 Building $117,000 | $305,600 Land $71,600 Building $234,000 | |
| 2022 | $3,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3968 45th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3968 45th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
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