413 Geranium Cir, Galt, CA 95632 Property Records

Sacramento County property record for 413 Geranium Cir, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 2007
Lot Size	0.279 acres (12,152 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 2011)
Tax Bill	$4,576 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-1070-024-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1070-024-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	2,350 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	12,152 sqft (0.279 acres)
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 GERANIUM CIR
City	GALT
State	CA
Zip	95632-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHMIDT RANCH NO. 2, LOT 94
Legal Subdivision	SCHMIDT RANCH NO. 2
Legal Lot Number	94
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1020
Census Tract	9502

Owner

Source: Sacramento County records · APN 148-1070-024-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 GERANIUM CIR, GALT, CA 95632-2057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2011 · Amount on Record
Deed Sale	Apr 08, 2011 · Amount on Record
Prior Sale	Dec 06, 2010 · Amount on Record
Deed Book / Page	20110408 / 94
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	413 GERANIUM CIR, GALT, CA 95632-2057
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 GERANIUM CIR, GALT, CA 95632-2057

Mortgage

Document Number	0000000282
Date	Apr 17, 2025
Instrument	202504170282

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	413 GERANIUM CIR, GALT, CA 95632-2057
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 GERANIUM CIR, GALT, CA 95632-2057

Mortgage

Document Number	0000000879
Date	Feb 14, 2022
Instrument	2022021400879

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2037

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	413 GERANIUM CIR, GALT, CA 95632-2057
Document Number	1808140731
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057

Mortgage

Document Number	1808140731
Date	Aug 14, 2018
Instrument	1808140731

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$307,086 (+2%) Land $65,333 Building $241,753
2025	$4,576.00 (+4.07%) Homeowner's exemption	$301,065 (+4.04%) Land $64,052 Building $237,013
2024	$4,397.00 (+2.23%)
2023	$4,301.00 (+4.44%) Homeowner's exemption	$289,376 Land $61,566 Building $227,810
2022	$4,118.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670095021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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