425 Geranium Cir, Galt, CA 95632 Property Records

Sacramento County property record for 425 Geranium Cir, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,350 sqft · built 2007
Lot Size0.23 acres (10,008 sqft)
Owner2 Individual Names on File
Last Sale$554,500 (Dec 2020)
Tax Bill$8,016 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN148-1070-026-0000

Property Details

APN / Parcel Number

Primary APN148-1070-026-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,350 sqft Living Area
1st Floor Area2,350 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area10,008 sqft (0.23 acres)
Garage Area603 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address425 GERANIUM CIR
CityGALT
StateCA
Zip95632-2057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSCHMIDT RANCH NO. 2, LOT 96
Legal SubdivisionSCHMIDT RANCH NO. 2
Legal Lot Number96
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1020
Census Tract9502

Owner

Source: Sacramento County records · APN 148-1070-026-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 GERANIUM CIR, GALT, CA 95632-2057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleDec 21, 2007 · Amount on Record
Deed Book / Page20201215 / 2283
Record UpdatedSep 20, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 15, 2020
Property Address425 GERANIUM CIR, GALT, CA 95632-2057
Document Number2012152283
Instrument DateDec 10, 2020
Instrument2012152283
Transaction TypeTransfer
Record UpdatedDec 30, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address425 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057

Mortgage

Document Number2012152284
DateDec 15, 2020
Instrument2012152284
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 14, 2035

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$612,210 (+2%) Land $160,091 Building $452,119
2025$8,016.00 (+4.25%) Homeowner's exemption$600,206 (+4.04%) Land $156,952 Building $443,254
2024$7,689.00 (+2.02%)
2023$7,537.00 (+4.33%) Homeowner's exemption$576,901 Land $150,858 Building $426,043
2022$7,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 165 locations within half a mile of this property.

Nearby Properties on Geranium Cir

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