420 Geranium Cir, Galt, CA 95632 Property Records

Sacramento County property record for 420 Geranium Cir, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,121 sqft · built 2007
Lot Size0.23 acres (10,026 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Apr 2011)
Tax Bill$4,502 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN148-1070-023-0000

Property Details

APN / Parcel Number

Primary APN148-1070-023-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,121 sqft Living Area
1st Floor Area2,121 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area10,026 sqft (0.23 acres)
Garage Area614 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address420 GERANIUM CIR
CityGALT
StateCA
Zip95632-2057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSCHMIDT RANCH NO. 2, LOT 93
Legal SubdivisionSCHMIDT RANCH NO. 2
Legal Lot Number93
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1015
Census Tract9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 GERANIUM CIR, GALT, CA 95632-2057
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2011 · Amount on Record
Deed SaleApr 7, 2011 · Amount on Record
Prior SaleNov 1, 2007 · Amount on Record
Deed Book / Page20110407 / 824
Prior Transfer DateApr 4, 2011
Prior Transfer Doc0000000824
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address420 GERANIUM CIR, GALT, CA 95632-2057
Transaction TypeMortgage
Record UpdatedNov 8, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 GERANIUM CIR, GALT, CA 95632-2057

Mortgage

Document Number0000000377
DateOct 27, 2022
Instrument2022102700377
Lender
NameFARMERS & MERCHANTS BANK OF CENTRAL CA
TypeBank
AddressLODI, CA 95241
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$300,552 (+2%) Land $65,333 Building $235,219
2025$4,502.00 (+4.04%) Homeowner's exemption$294,659 (+4.04%) Land $64,052 Building $230,607
2024$4,327.00 (+2.27%)
2023$4,231.00 (+4.42%) Homeowner's exemption$283,219 Land $61,566 Building $221,653
2022$4,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Geranium Cir

Nearby Streets

Search Property Records by Address or Parcel Number