Sacramento County property record for 401 Geranium Cir, Galt, CA 95632 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,121 sqft · built 2007 |
| Lot Size | 0.23 acres (10,005 sqft) |
| Owner | Company Name on File |
| Last Sale | $480,000 (Jul 2020) |
| Tax Bill | $7,088 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-1040-027-0000 |
| Primary APN | 148-1040-027-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,121 sqft Living Area |
| 1st Floor Area | 2,121 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,005 sqft (0.23 acres) |
| Garage Area | 614 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 GERANIUM CIR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHMIDT RANCH UNIT NO. 1, LOT 27 |
| Legal Subdivision | SCHMIDT RANCH UNIT NO. 1 |
| Legal Lot Number | 27 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 9502 |
Source: Sacramento County records · APN 148-1040-027-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 401 GERANIUM CIR, GALT, CA 95632-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 18, 2021 | Intrafamily Transfer, Transfer |
| Jul 08, 2020 | Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Apr 28, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2020 · Amount on Record |
| Deed Sale | Jul 08, 2020 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Book / Page | 20200708 / 232 |
| Last Transfer Date | Jun 15, 2021 |
| Transfer Doc | 6180000001878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 18, 2021 |
| Property Address | 401 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 0000001878 |
| Map Reference | MB 344 PG 1 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 202106181878 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 401 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 08, 2020 |
| Property Address | 401 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 2007080232 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2007080232 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 GERANIUM CIR GALT CA 956322057, GALT, CA 95632-2057 |
| Document Number | 2007080233 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 2007080233 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 28, 2017 |
| Property Address | 401 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 4280000000628 |
| Book / Page | 20170428 / 0628 |
| Map Reference | MB 344 PG 1 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 401 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 201704280629 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 20170428/0629 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $529,957 (+2%) Land $160,091 Building $369,866 | |
| 2025 | $7,088.00 (+4.2%) Homeowner's exemption | $519,566 (+4.04%) Land $156,952 Building $362,614 |
| 2024 | $6,802.00 (+2.06%) | |
| 2023 | $6,665.00 (+4.35%) Homeowner's exemption | $499,392 Land $150,858 Building $348,534 |
| 2022 | $6,387.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670095021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force 14 of 14 on primary residences |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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