Sacramento County property record for 402 Geranium Cir, #402, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,231 sqft · built 2007 |
| Lot Size | 0.236 acres (10,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Jan 2022) |
| Tax Bill | $8,557 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-1040-030-0000 |
| Primary APN | 148-1040-030-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,231 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| 2nd Floor Area | 939 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,272 sqft (0.236 acres) |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 402 GERANIUM CIR, 402 |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SCHMIDT RANCH UNIT NO. 1, LOT 30 |
| Legal Subdivision | SCHMIDT RANCH UNIT NO. 1 |
| Legal Lot Number | 30 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 9502 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 GERANIUM CIR, 402, GALT, CA 95632-2057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Mar 27, 2008 · Amount on Record |
| Deed Book / Page | 202201 / 1032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 24, 2022 |
| Property Address | 402 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 0000001032 |
| Map Reference | MB 344 PG 1 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2022012401032 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 402 GERANIUM CIR, GALT, CA 95632-2057 |
| Document Number | 0000001033 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022012401033 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Mar 1, 2052 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $660,281 (+2%) Land $167,776 Building $492,505 | |
| 2025 | $8,557.00 (+4.25%) Homeowner's exemption | $647,336 (+4.04%) Land $164,487 Building $482,849 |
| 2024 | $8,208.00 (+2%) | |
| 2023 | $8,047.00 (+46.5%) Homeowner's exemption | $622,200 Land $158,100 Building $464,100 |
| 2022 | $5,493.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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