395 Geranium Cir, Galt, CA 95632 Property Records

Sacramento County property record for 395 Geranium Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,779 sqft · built 2007
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jan 2025)
Tax Bill	$7,894 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Mar 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-1040-026-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1040-026-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,779 sqft Living Area
1st Floor Area	1,903 sqft
2nd Floor Area	1,456 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	395 GERANIUM CIR
City	GALT
State	CA
Zip	95632-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SCHMIDT RANCH UNIT NO. 1, LOT 26
Legal Subdivision	SCHMIDT RANCH UNIT NO. 1
Legal Lot Number	26
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1020
Census Tract	9502

Owner

Source: Sacramento County records · APN 148-1040-026-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6912 ELVORA WAY, ELK GROVE, CA 95757-5908
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Mar 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 14, 2017	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2025 · Amount on Record
Deed Sale	Jan 03, 2025 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Book / Page	20250103 / 850
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	3200000000470
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	395 GERANIUM CIR, GALT, CA 95632-2022
Document Number	1908290447
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	395 GERANIUM CIR GALT CA 956322022, GALT, CA 95632-2022

Mortgage

Document Number	1908290447
Date	Aug 29, 2019
Instrument	1908290447

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 20, 2018
Property Address	395 GERANIUM CIR, GALT, CA 95632-2022
Document Number	1803200471
Instrument Date	Mar 14, 2018
Instrument	1803200471
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	395 GERANIUM CIR GALT CA 956322022, GALT, CA 95632-2022

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 20, 2018
Property Address	395 GERANIUM CIR, GALT, CA 95632-2022
Document Number	1803200470
Instrument Date	Mar 14, 2018
Instrument	1803200470
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	395 GERANIUM CIR GALT CA 956322022, GALT, CA 95632-2022

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 14, 2017
Property Address	395 GERANIUM CIR, GALT, CA 95632-2022
Document Number	1707140749
Instrument Date	Jul 06, 2017
Instrument	1707140749
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 GERANIUM CIR GALT CA 956322022, GALT, CA 95632-2022

Mortgage

Document Number	1707140750
Date	Jul 14, 2017
Instrument	1707140750

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$724,200 (+24.3%) Land $158,100 Building $566,100
2025	$7,894.00 (-45.4%)	$582,633 (+4.04%) Land $125,158 Building $457,475
2024	$14,458.00 (+1.03%)
2023	$14,310.00 (+2.34%)	$560,010 Land $120,299 Building $439,711
2022	$13,983.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 165 locations within half a mile of this property.

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