Stanislaus County property record for 413 E St, Waterford, CA 95386 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,496 sqft · built 1962 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $274,000 (Feb 2018) |
| Tax Bill | $3,792 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-008-035-000 |
| Primary APN | 134-008-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Construction Type | Wood |
| Lot Area | 11,761 sqft (0.269 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1340835 |
|---|---|
| Street Address | 413 E ST |
| City | WATERFORD |
| State | CA |
| Zip | 95386-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:26 |
| Legal Subdivision | WATERFORD |
| Legal Block | 26 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 2801 |
Source: Stanislaus County records · APN 134-008-035-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 E ST, WATERFORD, CA 95386-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 02, 2020 | Deed of Trust, Mortgage · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Feb 07, 2018 | Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2018 · Amount on Record |
| Deed Sale | Feb 07, 2018 · Amount on Record |
| Prior Sale | Dec 29, 2014 · Amount on Record |
| Deed Document Number | 2018-0008119 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 413 E ST, WATERFORD, CA 95386-8794 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 413 E ST, WATERFORD, CA 95386-8794 |
| Document Number | 0000018718 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-0018718 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 199 Months |
| Due | Nov 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 413 E ST, WATERFORD, CA 95386-8794 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 413 E ST, WATERFORD, CA 95386-8794 |
| Document Number | 0000085666 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | 2020-0085666 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 07, 2018 |
| Property Address | 413 E ST, WATERFORD, CA 95386-8794 |
| Document Number | 0000008119 |
| Map Reference | VOL1 PG31 |
| Instrument Date | Feb 02, 2018 |
| Instrument | 2018-0008119 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CYPRESS TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 413 E ST, WATERFORD, CA 95386-8794 |
| Document Number | 0000008120 |
|---|---|
| Date | Feb 07, 2018 |
| Instrument | 2018-0008120 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Waterford City |
| Unified School District | Waterford Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,792.00 (+4.2%) | $311,758 (+4.04%) Land $125,158 Building $186,600 |
| 2023 | $3,639.00 (+1.56%) | $299,654 Land $120,299 Building $179,355 |
| 2022 | $3,583.00 |
Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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