413 E Edgewater Ave, Newport Beach, CA 92661 Property Records

Orange County property record for 413 E Edgewater Ave, Newport Beach, CA 92661

Property Summary

Property Type	Single Family Home
Details	1,702 sqft · built 1917
Lot Size	0.075 acres (3,283 sqft)
Owner	Company Name on Record
Last Sale	$5,150,000 (Oct 2021)
Tax Bill	$66,722 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2022 Construction Loan + 3 more
Flood Zone	Zone AO (high risk)
APN	`048-111-04`

Property Details

APN / Parcel Number

Primary APN	`048-111-04`

Interior

Stories	2 Stories
Building Area	1,702 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,283 sqft (0.075 acres)
Lot Dimensions	81 ft deep x 28 ft wide
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	413 E EDGEWATER AVE
City	NEWPORT BEACH
State	CA
Zip	92661-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	A TR BALBOA BAYSIDE TR BLK 2 LOT 8 BALBOA BAYSIDE TR LOT 8 BLK 2 ALL -INC BET SAME &
Legal Subdivision	BALBOA BAYSIDE TR
Legal Tract	95
Legal Block	2
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3015
Census Tract	62800

Owner

Source: Orange County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2312 E NOTTINGHAM ST, SPRINGFIELD, MO 65804-7821
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUTHER BURBANK SAVINGS
Feb 18, 2022	Deed of Trust, Mortgage · Construction Mortgage OLD MISSOURI BANK
Oct 15, 2021	Grant Deed, Transfer · Line of Credit OLD MISSOURI BANK
Aug 31, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Oct 30, 2017	Intrafamily Transfer, Transfer ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	2021633955
Prior Transfer Date	Oct 18, 2017
Prior Transfer Doc	0000460258
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	413 E EDGEWATER AVE, NEWPORT BEACH, CA 92661-1235
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021464
Date	Jan 17, 2020
Instrument	2020000021464

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	11.3%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	413 E EDGEWATER AVE, NEWPORT BEACH, CA 92661-1235
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E NOTTINGHAM ST, SPRINGFIELD, MO 65804-7821

Mortgage

Document Number	0000068524
Date	Feb 18, 2022
Instrument	2022000068524

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 15, 2021
Property Address	413 E EDGEWATER AVE, NEWPORT BEACH, CA 92661-1235
Document Number	0000633955
Map Reference	MB 4 PG 78
Instrument Date	Sep 20, 2021
Instrument	2021000633955
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 E NOTTINGHAM ST, SPRINGFIELD, MO 65804-7821

Mortgage

Document Number	0000633956
Date	Oct 15, 2021
Instrument	2021000633956

Lender

Name	OLD MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2020
Property Address	413 E EDGEWATER AVE, NEWPORT BEACH, CA 92661-1235
Document Number	0000453554
Map Reference	MB 4 PG 78
Instrument Date	Mar 11, 2020
Instrument	2020000453554
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 W BALBOA BLVD, NEWPORT BEACH, CA 92663-4300

Mortgage

Document Number	0000453555
Date	Aug 31, 2020
Instrument	2020000453555

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 30, 2017
Property Address	413 E EDGEWATER AVE, NEWPORT BEACH, CA 92661-1235
Document Number	0000460258
Map Reference	MB4 PG78
Instrument Date	Oct 18, 2017
Instrument	2017000460258
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25504 VIA JUANA, VALENCIA, CA 91355-2916

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$66,722.00 (+1.58%)	$6,329,495 (+16.14%) Land $5,306,040 Building $1,023,455
2024	$65,687.00 (+14.93%)
2023	$57,153.00 (+2.82%)	$5,449,873 Land $5,100,000 Building $349,873
2022	$55,586.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 84 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 units insured incl. 60 condo units
Nearby Flood Claims	14 (1983–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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