Richland County property record for 4116 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 4,425 sqft Heated Area |
| Lot Size | 21,344 sqft (0.49 acres) |
| Garage | 693 sqft |
| Last Sale | $518,167 (2021) |
| Tax Bill | $5,216.00 (2025) |
Source: Richland County records · APN 28915-01-19
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4145 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit SAM MATHUR |
| Sep 27, 2021 | Deed, Subdivision Related Transfer · Veterans Administration Mortgage USAA FSB |
| Mar 18, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Deed Doc Number | 202164606 |
| Deed Book / Page | 2669 / 3404 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 4116 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027901957 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 2790/1957 |
| Instrument | 2022059460 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 4116 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028212217 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 2821/2217 |
| Instrument | 2023010446 |
| Name | SAM MATHUR |
|---|---|
| Type | Private Party |
| Address | 100 CHEROKEE TRL ODL, LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Sep 13, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 27, 2021 |
| Property Address | 4116 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Document Number | 0026693404 |
| Book / Page | 2669 / 3404 |
| Map Reference | MB 2504 PG 1757&1758 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021064606 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,918.45 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4145 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Document Number | 2021064607 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021064607 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 18, 2020 |
| Property Address | 4116 RUSTY MILL DR, ELGIN, SC 29045-8020 |
| Document Number | 2478/1890 |
| Book / Page | 002478 / 001890 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 14819 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 08, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,908.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4116 RUSTY MILL DR ELGIN SC 290458020, ELGIN, SC 29045-8020 |
| Document Number | 2478/1894 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 002478/001894 |
| Instrument | 14820 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 17, 2035 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,216.00 (+17.5%) | $20,632 (-) | $603,100 (+16.93%) Land $87,800 Building $515,300 |
| 2023 | $4,439.00 (-5.29%) | $20,632 (+0.01%) | $515,800 (-) |
| 2021 | $4,687.00 | $20,630 | $515,800 Land $65,000 Building $450,800 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 35% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28915-01-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,425 sqft Heated Area |
| Gross Area | 5,417 sqft Gross Area |
| 1st Floor | 2,530 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 693 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02159210 |
|---|---|
| Street Address | 4116 RUSTY MILL DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 122 109.6X177.9X17.7X128.3X154.4 #SU CROSSING@ WOODCREEK PH 5 #PR RB2391-1176/1177 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Phase | 6 |
| Legal Lot Number | 109,122 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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