4109 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4109 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,995 sqft · built 2021
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$431,640 (Mar 2021)
Tax Bill	$7,638 (2022)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28915-05-05`

Property Details

APN / Parcel Number

Primary APN	`28915-05-05`
Alternative APNs	`R28915-05-05` `02159489`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,995 sqft Heated Area
Gross Area	3,976 sqft
1st Floor Area	2,521 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Area	699 sqft
Porch	Slab
Porch Area	102 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02159489
Street Address	4109 RUSTY MILL DR
City	ELGIN
State	SC
Zip	29045-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 105.5X161.2X119.2X145.4 #SU CROSSING@ WOODCREEK PH 5 #PR RB2391-1176/1177
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	81,105
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2073
Census Tract	11407

Owner

Source: Richland County records · APN 28915-05-05

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4109 RUSTY MILL DR, ELGIN, SC 29045-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Aug 01, 2020 · Amount on Record
Deed Document Number	202116924
Deed Book / Page	2597 / 3927
Record Updated	Sep 20, 2026

March 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 16, 2021
Property Address	4109 RUSTY MILL DR, ELGIN, SC 29045-8020
Document Number	0025973927
Book / Page	2597 / 3927
Map Reference	MB 2391 PG 1176&1177
Instrument Date	Mar 15, 2021
Instrument	2021016924
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,598.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4109 RUSTY MILL DR, ELGIN, SC 29045-8020

Mortgage

Document Number	2021016925
Date	Mar 16, 2021
Instrument	2021016925

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$474,300 (+9.89%) Land $87,800 Building $386,500
2023		$17,264 (+5,469.03%)	$431,600 (+5,505.19%)
2022	$7,638.00 (+10,811.43%)
2021	$70.00	$310	$7,700 Land $7,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.