4108 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4108 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,358 sqft · built 2020
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$464,084 (Oct 2020)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28915-01-17`

Property Details

APN / Parcel Number

Primary APN	`28915-01-17`
Alternative APNs	`R28915-01-17` `02159194`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,358 sqft Heated Area
Gross Area	5,367 sqft
1st Floor Area	2,624 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	724 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02159194
Street Address	4108 RUSTY MILL DR
City	ELGIN
State	SC
Zip	29045-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 141.1X117X59.2X53.3X117.5 #SU CROSSING@ WOODCREEK PH 5 #PR RB2391-1176/1177
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	123,141
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2073
Census Tract	11407

Owner

Source: Richland County records · APN 28915-01-17

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4108 RUSTY MILL DR, ELGIN, SC 29045-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Jun 07, 2020 · Amount on Record
Deed Document Number	202054797
Deed Book / Page	2539 / 1398
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 14, 2020
Property Address	4108 RUSTY MILL DR, ELGIN, SC 29045-8020
Document Number	2539/1398
Book / Page	002539 / 001398
Instrument Date	Oct 05, 2020
Instrument	54797
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,717.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4108 RUSTY MILL DR ELGIN SC 290458020, ELGIN, SC 29045-8020

Mortgage

Document Number	2539/1402
Date	Oct 14, 2020
Book Page	002539/001402
Instrument	54798

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Assessed Market Value
2025	$597,800 (+44.92%) Land $87,800 Building $510,000
2023	$412,500 Land $65,000 Building $347,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 35% of South Carolina
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.