4120 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4120 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,535 sqft · built 2020
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on File
Last Sale$503,050 (Dec 2020)
Tax Bill$5,085 (2025)
Flood ZoneZone X (minimal risk)
APN28915-01-20

Property Details

APN / Parcel Number

Primary APN28915-01-20
Alternative APNs
  • R28915-01-20
  • 02159229

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,535 sqft Heated Area
Gross Area5,548 sqft
1st Floor Area2,497 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,216 sqft (0.51 acres)
Garage Area693 sqft
PorchSlab
Porch Area96 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02159229
Street Address4120 RUSTY MILL DR
CityELGIN
StateSC
Zip29045-8020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 121 99.9X175.8X16.7X140.6X177.9 #SU CROSSING@ WOODCREEK PH 5 #PR RB2391-1176/1177
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number99,121
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2073
Census Tract11407

Owner

Source: Richland County records · APN 28915-01-20

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4120 RUSTY MILL DR, ELGIN, SC 29045-8020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Deed Document Number202071063
Deed Book / Page2565 / 518
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,085.00 (+17.46%)$578,600 (+2,775.17%)$606,500 (+20.55%) Land $87,800 Building $518,700
2023$4,329.00 (-75.74%)$20,124 (-33.34%)$503,100 (-)
2021$17,843.00$30,190$503,100 Land $65,000 Building $438,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 50% of the US · above 54% of South Carolina
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rusty Mill Dr

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