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4125 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4125 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,080 sqft · built 2021
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$476,851 (May 2021)
Tax Bill$4,822 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28915-05-08

Property Details

APN / Parcel Number

Primary APN28915-05-08
Alternative APNs
  • R28915-05-08
  • 02159513

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,080 sqft Heated Area
Gross Area5,048 sqft
1st Floor Area2,013 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,166 sqft (0.44 acres)
Garage Area767 sqft
PorchSlab
Porch Area33 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02159513
Street Address4125 RUSTY MILL DR
CityELGIN
StateSC
Zip29045-8020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 78 55.8X114.4X38.5X143.3X116.1X 74.8 #SU CROSSING@ WOODCREEK PH 5
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number55,78
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2073
Census Tract11407

Owner

Source: Richland County records · APN 28915-05-08

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4125 RUSTY MILL DR, ELGIN, SC 29045-8020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 06, 2021 · Amount on Record
Deed SaleMay 06, 2021 · Amount on Record
Deed Document Number202128089
Deed Book / Page2614 / 3359
Record UpdatedSep 20, 2026

May 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateMay 06, 2021
Property Address4125 RUSTY MILL DR, ELGIN, SC 29045-8020
Document Number0026143359
Book / Page2614 / 3359
Map ReferenceMB 2391 PG 1176&1177
Instrument DateApr 22, 2021
Instrument2021028089
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,764.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4125 RUSTY MILL DR, ELGIN, SC 29045-8020

Mortgage

Document Number2021028090
DateMay 06, 2021
Instrument2021028090
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,822.00 (+17.5%)$548,400 (+2,775.42%)$577,300 (+21.08%) Land $87,800 Building $489,500
2023$4,104.00 (+5,762.86%)$19,072 (+6,052.26%)$476,800 (+6,092.21%)
2021$70.00$310$7,700 Land $7,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 50% of the US · above 54% of South Carolina
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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