4124 Rusty Mill Dr, Elgin, SC 29045 Property Records

Richland County property record for 4124 Rusty Mill Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage4,425 sqft Heated Area
Lot Size25,700 sqft (0.59 acres)
Garage693 sqft
OccupancyOwner Occupied
Last Sale$650,000 (2022)

Property Details

APN / Parcel Number

Primary APN28915-01-21
Alternative APNs
  • R28915-01-21
  • 02159238

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area4,425 sqft Heated Area
Gross Area5,417 sqft Gross Area
1st Floor2,530 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area25,700 sqft (0.59 acres)
Garage Area693 sqft Garage
Porch Area79 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02159238
Street Address4124 RUSTY MILL DR
CityELGIN
StateSC
Zip29045-8020
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 120 88.4X238.5X181.9X175.8 #SU CROSSING@ WOODCREEK PH 5 #PR RB2391-1176/1177
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number88,120
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2073
Census Tract11407

Owner

Source: Richland County records · APN 28915-01-21

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4124 RUSTY MILL DR, ELGIN, SC 29045-8020
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Sep 06, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2022 · Amount on Record
Deed SaleSep 06, 2022 · Amount on Record
Prior SaleFeb 24, 2020 · Amount on Record
Deed Doc Number202250344
Deed Book / Page2777 / 214
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address4124 RUSTY MILL DR, ELGIN, SC 29045-8020
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0025972350
DateMar 16, 2021
Book Page2597/2350
Instrument2021016688
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateSep 06, 2022
Property Address4124 RUSTY MILL DR, ELGIN, SC 29045-8020
Document Number0027770214
Book / Page2777 / 214
Map ReferenceMB 2391 PG 1176&1177
Instrument DateAug 29, 2022
Instrument2022050344
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,690.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4124 RUSTY MILL DR, ELGIN, SC 29045-8020

Mortgage

Document Number2022050345
DateSep 06, 2022
Instrument2022050345
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

YearAssessed Market Value
2025$618,600 (+45.79%) Land $87,800 Building $530,800
2023$424,300 Land $65,000 Building $359,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 54% of South Carolina
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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