4115 S Pack Saddle, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4115 S Pack Saddle, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	3,877 sqft · built 2011
Lot Size	0.4 acres (17,424 sqft)
Owner	Trust Name on File
Last Sale	$1,716,250 (Sep 2020)
Tax Bill	$5,562 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-58-288`

Property Details

APN / Parcel Number

Primary APN	`116-58-288`
Alternative APN	`R0095776`

Interior

Stories	2 Stories
Building Area	3,877 sqft Living Area
1st Floor Area	1,939 sqft

Exterior

Year Built	Built 2011
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Account Number	R0095776
Street Address	4115 S PACK SADDLE
City	FLAGSTAFF
State	AZ
Zip	86005-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN SHADOWS AM LOT: 50 SIXTEENTH: SW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E SIXTEENTH: NW QUARTER: N
Legal Range	06E
Legal Township	21N
Legal Section	25
Legal Subdivision	ASPEN SHADOWS AM
Legal Lot Number	50
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1034
Census Tract	2201

Owner

4115 S Pack Saddle is held in a trust since September 2020.

Source: Coconino County records, as of November 5, 2025

Owner of Record	Trust Name on File
Mailing Address	5701 TREEBROOK DR NE, ADA, MI 49301-8702
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHARLES KRANZ
Sep 30, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jul 31, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Feb 15, 2011 · Amount on File
Deed Document Number	3889241
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4115 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
Document Number	0003901230
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3543 S 157TH WAY GILBERT AZ 852972035, GILBERT, AZ 85297-2035

Mortgage

Document Number	0003901230
Date	Jan 8, 2021
Instrument	3901230

Lender

Name	CHARLES KRANZ
Address	1046 E LE MARCHE AVE, PHOENIX, AZ 85022-3148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 30, 2020
Property Address	4115 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
Document Number	0003889241
Instrument Date	Sep 2, 2020
Instrument	3889241
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,716.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6815 TULIP LN DALLAS TX 752304156, DALLAS, TX 75230-4156

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 31, 2017
Property Address	4115 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
Document Number	0003791724
Instrument Date	Jul 11, 2017
Instrument	3791724
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10040 E HAPPY VALLEY RD SCOTTSDALE AZ 852552395, SCOTTSDALE, AZ 85255-2395

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4115 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
Document Number	0003778941
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	HAPPY VALLEY RD SCOTTSDALE AZ 85255, SCOTTSDALE, AZ 85255

Mortgage

Document Number	0003778941
Date	Mar 9, 2017
Instrument	3778941

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 8, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4115 S Pack Saddle was $5,562.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,701 Land $24,014 Building $127,687
2025	$5,562.00		$1,517,011 Land $240,144 Building $1,276,867
2024		$137,659 Land $20,792 Building $116,867
2023	$5,424.00		$1,376,587 Land $207,917 Building $1,168,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4115 S Pack Saddle in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4115 S Pack Saddle is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 92% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS FLAGSTAFF RANCH WATER COMPANY public/private · serves 350 people · EPA ID AZ0403088
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Arsenic resolved · Jul 2018
Treatment and Procedure	Coliform assessment currently in violation since Dec 2023 Sanitary survey deficiency not corrected Sep 2019
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless.

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