4145 S Pack Saddle, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4145 S Pack Saddle, Flagstaff, AZ 86005

Property Summary

Property TypeSingle Family Home
Details3,721 sqft · built 2011
Lot Size0.239 acres (10,454 sqft)
OwnerTrust Name on File
Last Sale$55,000 (Oct 2010)
Tax Bill$5,570 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN116-58-290

Property Details

APN / Parcel Number

Primary APN116-58-290
Alternative APN
  • R0095778

Interior

Stories2 Stories
Building Area3,721 sqft Living Area
1st Floor Area1,861 sqft

Exterior

Year BuiltBuilt 2011
Lot Area10,454 sqft (0.239 acres)

Location & Zoning

Account NumberR0095778
Street Address4145 S PACK SADDLE
CityFLAGSTAFF
StateAZ
Zip86005-2312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: ASPEN SHADOWS AM LOT: 52 SIXTEENTH: NW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E
Legal Range06E
Legal Township21N
Legal Section25
Legal SubdivisionASPEN SHADOWS AM
Legal Lot Number52
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1034
Census Tract2201

Owner

4145 S Pack Saddle is held in a trust since October 2010.

Source: Coconino County records, as of November 5, 2025

Owner of RecordTrust Name on File
Mailing Address23840 N 119TH PL, SCOTTSDALE, AZ 85255-5674
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2010 · Amount on File
Deed SaleOct 5, 2010 · Amount on File
Prior SaleJun 3, 2010 · Amount on File
Deed Document Number3576119
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4145 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003911745
DateApr 13, 2021
Instrument3911745
Lender
NameGATEWAY COMMERCIAL BANK
TypeBank
AddressMESA, AZ 85216
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4145 S Pack Saddle was $5,570.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,269 Land $24,014 Building $136,255
2025$5,570.00$1,602,698 Land $240,144 Building $1,362,554
2024$144,905 Land $20,792 Building $124,113
2023$5,433.00$1,449,047 Land $207,917 Building $1,241,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4145 S Pack Saddle in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4145 S Pack Saddle is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 92% of Arizona
Wildfire Likelihood2% annual chance
ExposureNone
beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS FLAGSTAFF RANCH WATER COMPANY
public/private · serves 350 people · EPA ID AZ0403088
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityArsenic
resolved · Jul 2018
Treatment and ProcedureColiform assessment
currently in violation since Dec 2023
Sanitary survey deficiency not corrected
Sep 2019
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Bluespan Wireless.

Nearby Properties on S Pack Saddle

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