4055 S Pack Saddle, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4055 S Pack Saddle, Flagstaff, AZ 86005

Property Summary

Property TypeRural Home
Details3,375 sqft · built 2021
Lot Size0.28 acres (12,196 sqft)
Owner2 Trust Names on File
Last Sale$1,900,000 (Aug 2024)
Tax Bill$6,776 (2025)
Deeds & MortgagesFeb 2021 Sale
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN116-58-284

Property Details

APN / Parcel Number

Primary APN116-58-284
Alternative APN
  • R0095772

Interior

Stories1 Story
Building Area3,375 sqft Living Area
1st Floor Area3,375 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area12,196 sqft (0.28 acres)

Location & Zoning

Account NumberR0095772
Street Address4055 S PACK SADDLE
CityFLAGSTAFF
StateAZ
Zip86005-2310
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSUBDIVISION: ASPEN SHADOWS AM LOT: 46 SIXTEENTH: NW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E
Legal Range06E
Legal Township21N
Legal Section25
Legal SubdivisionASPEN SHADOWS AM
Legal Lot Number46
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1034
Census Tract2201

Owner

4055 S Pack Saddle, a rural home, is owner-occupied and held in a trust since August 2024.

Source: Coconino County records, as of June 24, 2026

Owner of Record2 Trust Names on File
Mailing Address4055 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Warranty Deed, Transfer
LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HILTON FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on File
Deed SaleAug 29, 2024 · Amount on File
Prior SaleFeb 23, 2021 · Amount on File
Deed Document Number20244001582
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateFeb 23, 2021
Property Address4055 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number0003905965
Map ReferenceCASE 8 MAP 66&66A
Instrument DateFeb 17, 2021
Instrument3905965
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9021 E DIAMOND RIM DR, SCOTTSDALE, AZ 85255-9121

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7857 E CHOLLA ST, SCOTTSDALE, AZ 85260-5553

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4055 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number0003865452
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3543 S 157TH WAY GILBERT AZ 852972035, GILBERT, AZ 85297-2035

Mortgage

Document Number0003865452
DateFeb 14, 2020
Instrument3865452
Lender
NameHILTON FIN'L
TypeFunding / Finance Company
AddressPHOENIX, AZ 85029
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4055 S Pack Saddle was $6,776.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,272 (+6.56%) Land $24,014 Building $122,258
2025$6,776.00$137,264 (+2.77%)$1,372,638 Land $218,313 Building $1,154,325
2024$133,566 Land $20,792 Building $112,774
2023$983.00$1,335,659 Land $207,917 Building $1,127,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4055 S Pack Saddle in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4055 S Pack Saddle is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 92% of Arizona
Wildfire Likelihood2% annual chance
ExposureNone
beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS FLAGSTAFF RANCH WATER COMPANY
public/private · serves 350 people · EPA ID AZ0403088
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityArsenic
resolved · Jul 2018
Treatment and ProcedureColiform assessment
currently in violation since Dec 2023
Sanitary survey deficiency not corrected
Sep 2019
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Bluespan Wireless.

Nearby Properties on S Pack Saddle

Nearby Streets

Search Property Records by Address or Parcel Number