4095 S Pack Saddle, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4095 S Pack Saddle, Flagstaff, AZ 86005

Property Summary

Property Type	Rural Home
Details	2,770 sqft · built 2016
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Jun 2016)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-58-287`

Property Details

APN / Parcel Number

Primary APN	`116-58-287`
Alternative APN	`R0095775`

Interior

Stories	1 Story
Building Area	2,770 sqft Living Area
1st Floor Area	2,770 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Account Number	R0095775
Street Address	4095 S PACK SADDLE
City	FLAGSTAFF
State	AZ
Zip	86005-2310
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SUBDIVISION: ASPEN SHADOWS AM LOT: 49 SIXTEENTH: NW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E SIXTEENTH: SW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E
Legal Range	06E
Legal Township	21N
Legal Section	25
Legal Subdivision	ASPEN SHADOWS AM
Legal Lot Number	49
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1034
Census Tract	2201

Owner

4095 S Pack Saddle, a rural home, is owned by a company that acquired it in November 2016.

Source: Coconino County records, as of July 1, 2026

Owner of Record	Company Name on File
Mailing Address	7306 N BROOKVIEW WAY, PARADISE VALLEY, AZ 85253-2888
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHARLES KRANZ
Dec 8, 2020	Warranty Deed, Transfer NOT AVAILABLE
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Oct 20, 2017	Deed of Trust, Mortgage NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on File
Deed Sale	Jun 17, 2016 · Amount on File
Prior Sale	Dec 15, 2006 · Amount on File
Deed Document Number	20163755066
Last Transfer Date	Nov 22, 2016
Transfer Doc	0003770223
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4095 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number	0003901230
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3543 S 157TH WAY GILBERT AZ 852972035, GILBERT, AZ 85297-2035

Mortgage

Document Number	0003901230
Date	Jan 8, 2021
Instrument	3901230

Lender

Name	CHARLES KRANZ
Address	1046 E LE MARCHE AVE, PHOENIX, AZ 85022-3148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 8, 2020
Property Address	4095 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number	0003897788
Instrument Date	Nov 2, 2020
Instrument	3897788
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4095 S PACK SADDLE FLAGSTAFF AZ 860052310, FLAGSTAFF, AZ 86005-2310

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Nov 10, 2020
Property Address	4095 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number	0003894559
Map Reference	CASE 8 MAP 77&77A
Instrument Date	Oct 16, 2020
Instrument	3894559
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3340 S TROTTER LN, 3340, FLAGSTAFF, AZ 86005-9148

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7306 N BROOKVIEW WAY, PARADISE VALLEY, AZ 85253-2888

Mortgage

Document Number	0003894560
Date	Nov 10, 2020
Instrument	3894560

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4095 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number	0003800924
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4095 S PACK SADDLE FLAGSTAFF AZ 860052310, FLAGSTAFF, AZ 86005-2310

Mortgage

Document Number	0003800924
Date	Nov 9, 2017
Instrument	3800924

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	FLAGSTAFF, AZ 86004

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4095 S Pack Saddle was $5,192.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,108 (-0.15%) Land $24,014 Building $88,094
2025	$5,192.00	$112,273 (-2.99%)	$1,122,727 Land $218,313 Building $904,414
2024		$115,729 Land $20,792 Building $94,937
2023	$5,063.00		$1,157,285 Land $207,917 Building $949,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4095 S Pack Saddle in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4095 S Pack Saddle is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 92% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS FLAGSTAFF RANCH WATER COMPANY public/private · serves 350 people · EPA ID AZ0403088
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Arsenic resolved · Jul 2018
Treatment and Procedure	Coliform assessment currently in violation since Dec 2023 Sanitary survey deficiency not corrected Sep 2019
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless.

Nearby Properties on S Pack Saddle

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures