4155 S Pack Saddle, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4155 S Pack Saddle, Flagstaff, AZ 86005

Property Summary

Property TypeSingle Family Home
Details2,285 sqft · built 2015
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$1,300,000 (May 2024)
Tax Bill$3,946 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN116-58-291

Property Details

APN / Parcel Number

Primary APN116-58-291
Alternative APN
  • R0095779

Interior

Stories1 Story
Building Area2,285 sqft Living Area

Exterior

Year BuiltBuilt 2015
Lot Area9,583 sqft (0.219 acres)

Location & Zoning

Account NumberR0095779
Street Address4155 S PACK SADDLE
CityFLAGSTAFF
StateAZ
Zip86005-2312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: ASPEN SHADOWS AM LOT: 53 SIXTEENTH: NW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E
Legal Range06E
Legal Township21N
Legal Section25
Legal SubdivisionASPEN SHADOWS AM
Legal Lot Number53
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1034
Census Tract2201

Owner

4155 S Pack Saddle is owned and occupied by an individual who bought it in May 2024.

Source: Coconino County records, as of November 5, 2025

Owner of RecordIndividual Name on File
Mailing Address4155 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FORTIFI BK
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FORTIFI BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2024 · Amount on File
Deed SaleMay 7, 2024 · Amount on File
Prior SaleSep 1, 2016 · Amount on File
Deed Document Number3994316
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4155 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
Document Number0003884953
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8100 E CAMELBACK RD #40 SCOTTSDALE AZ 852512773, 40, SCOTTSDALE, AZ 85251-2773

Mortgage

Document Number0003884953
DateAug 28, 2020
Instrument3884953
Lender
NameFORTIFI BK
AddressBERLIN, WI 54923
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 27, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4155 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
Document Number0003888361
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8100 E CAMELBACK RD #40 SCOTTSDALE AZ 852512773, 40, SCOTTSDALE, AZ 85251-2773

Mortgage

Document Number0003888361
DateSep 24, 2020
Instrument3888361
Lender
NameFORTIFI BK
AddressBERLIN, WI 54923
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4155 S Pack Saddle was $3,946 with a homeowner's exemption.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,549 Land $24,014 Building $76,535
2025$3,946.00 Homeowner's exemption$1,005,493 Land $240,144 Building $765,349
2024$104,260 Land $20,792 Building $83,468
2023$4,434.00$1,042,600 Land $207,917 Building $834,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4155 S Pack Saddle in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4155 S Pack Saddle is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 92% of Arizona
Wildfire Likelihood2% annual chance
ExposureNone
beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS FLAGSTAFF RANCH WATER COMPANY
public/private · serves 350 people · EPA ID AZ0403088
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityArsenic
resolved · Jul 2018
Treatment and ProcedureColiform assessment
currently in violation since Dec 2023
Sanitary survey deficiency not corrected
Sep 2019
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Bluespan Wireless.

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