411 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 411 Hamilton Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,508 sqft · built 1958
Lot Size	0.116 acres (5,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2023)
Tax Bill	$8,858 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-106-001`

Property Details

APN / Parcel Number

Primary APN	`06-14-106-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	3,664 sqft
Basement Area	1,156 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	5,055 sqft (0.116 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	411 HAMILTON AVE
City	ELGIN
State	IL
Zip	60123-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD J OBEIRNES SUB LOT 1 BLOCK 6
Legal Subdivision	EDWARD J OBEIRNES SUB
Legal Block	6
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 HAMILTON AVE, ELGIN, IL 60123-3400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	20236491
Prior Transfer Date	Nov 4, 1998
Prior Transfer Doc	0000077480
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 3, 2023
Property Address	411 HAMILTON AVE, ELGIN, IL 60123-3400
Document Number	0000006491
Instrument Date	Feb 17, 2023
Instrument	2023K006491
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19N045 HARMONY RD, HAMPSHIRE, IL 60140-8383

Mortgage

Document Number	0000006492
Date	Mar 3, 2023
Instrument	2023K006492

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,858.00 (+25.33%)	$116,121 (+8.57%) Land $20,538 Building $95,583	$348,502 (+8.57%) Land $61,639 Building $286,864
2024		$106,955 (+31.21%) Land $18,917 Building $88,038	$320,993 (+31.26%) Land $56,774 Building $264,220
2022	$7,068.00 (+3.96%)	$81,513 (+6.96%) Land $15,583 Building $65,930	$244,539 (+6.96%) Land $46,749 Building $197,790
2021	$6,799.00	$76,209 Land $14,569 Building $61,640	$228,627 Land $43,707 Building $184,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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