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405 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 405 Hamilton Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 882 sqft · built 1956
Lot Size0.106 acres (4,611 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Dec 2020)
Tax Bill$5,153 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-106-002

Property Details

APN / Parcel Number

Primary APN06-14-106-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area882 sqft Living Area
Gross Area1,764 sqft
1st Floor Area882 sqft
Basement Area882 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Lot Area4,611 sqft (0.106 acres)
Lot Dimensions87 ft deep x 53 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address405 HAMILTON AVE
CityELGIN
StateIL
Zip60123-3423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 IN BLOCK 6 EDWARD J. OBEIRNES SUBDIVISION TO ELGIN
Legal SubdivisionEDWARD J OBEIRNES SUB
Legal Block6
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract851102

Owner

Source: Kane County records · APN 06-14-106-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 HAMILTON AVE, ELGIN, IL 60123-3423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
CONSUMERS CREDIT UNION
Dec 07, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICK MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 07, 2020 · Amount on Record
Deed SaleDec 07, 2020 · Amount on Record
Prior SaleAug 05, 2005 · Amount on Record
Deed Document Number202075440
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateMay 21, 2026
Property Address405 HAMILTON AVE, ELGIN, IL 60123-3423
Document Number0000020878
Instrument DateMay 14, 2026
Instrument202620878
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 HAMILTON AVE, ELGIN, IL 60123-3423
InvestorPossibly a Property Investor

Mortgage

Document Number0000020878,
DateMay 21, 2026
Instrument202620878
Lender
NameCONSUMERS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 20, 2046
Interest
Rate6.3%
Max Rate-1%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 07, 2020
Property Address405 HAMILTON AVE, ELGIN, IL 60123-3423
Document Number0000075440
Instrument DateOct 20, 2020
Instrument2020K075440
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 HAMILTON AVE, 405, ELGIN, IL 60123-3423

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 HAMILTON AVE, ELGIN, IL 60123-3423
InvestorPossibly a Property Investor

Mortgage

Document Number0000075441
DateDec 07, 2020
Instrument2020K075441
Lender
NameQUICK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,153.00 (+4.57%) Homeowner's exemption
2024$4,928.00 (+10.77%)$69,582 (+21.39%) Land $16,064 Building $53,518$208,830 (+21.44%) Land $48,211 Building $160,618
2022$4,449.00 (+4.81%) Homeowner's exemption$57,319 (+6.96%) Land $13,233 Building $44,086$171,957 (+6.96%) Land $39,699 Building $132,258
2021$4,245.00 Homeowner's exemption$53,589 Land $12,372 Building $41,217$160,767 Land $37,116 Building $123,651

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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