390 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 390 Hamilton Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,620 sqft · built 1948
Lot Size0.161 acres (6,996 sqft)
OwnerIndividual Name on Record
Tax Bill$6,764 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-105-014

Property Details

APN / Parcel Number

Primary APN06-14-105-014

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,620 sqft Living Area
Gross Area2,430 sqft
Basement Area810 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Lot Area6,996 sqft (0.161 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address390 HAMILTON AVE
CityELGIN
StateIL
Zip60123-3469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWARD J OBEIRNES SUB LOT 20 BLOCK 5
Legal SubdivisionEDWARD J OBEIRNES SUB
Legal Block5
Legal Lot Number20
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3010
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address390 HAMILTON AVE, ELGIN, IL 60123-3469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2013
Deed SaleJul 9, 2013
Prior SaleMay 23, 2007 · Amount on Record
Deed Document Number201350157
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address390 HAMILTON AVE, ELGIN, IL 60123-3469
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039942
DateJul 22, 2020
Instrument2020K039942
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,764.00 (+15.84%) Homeowner's exemption$96,665 (+8.57%) Land $22,375 Building $74,290$290,111 (+8.57%) Land $67,152 Building $222,959
2024$89,035 (+21.39%) Land $20,609 Building $68,426$267,212 (+21.44%) Land $61,852 Building $205,360
2022$5,839.00 (+4.6%) Homeowner's exemption$73,344 (+6.96%) Land $16,977 Building $56,367$220,032 (+6.96%) Land $50,931 Building $169,101
2021$5,582.00 Homeowner's exemption$68,571 Land $15,872 Building $52,699$205,713 Land $47,616 Building $158,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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