400 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 400 Hamilton Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1944
Lot Size0.161 acres (6,996 sqft)
Owner2 Individual Names on Record
Last Sale$171,000 (Oct 2009)
Tax Bill$6,735 (2025)
Flood ZoneZone X (minimal risk)
APN06-14-105-012

Property Details

APN / Parcel Number

Primary APN06-14-105-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories5 Stories
Building Area1,488 sqft Living Area
Gross Area2,480 sqft
Basement Area992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,996 sqft (0.161 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address400 HAMILTON AVE
CityELGIN
StateIL
Zip60123-3424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWARD J OBEIRNES SUB LOT 22 BLOCK 5
Legal SubdivisionEDWARD J OBEIRNES SUB
Legal Block5
Legal Lot Number22
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3010
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 HAMILTON AVE, ELGIN, IL 60123-3424
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2009 · Amount on Record
Deed SaleOct 14, 2009 · Amount on Record
Prior SaleJan 7, 2002 · Amount on Record
Deed Document Number200976556
Prior Transfer DateJan 29, 1998
Prior Transfer Doc0000007492
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,735.00 (+15.84%) Homeowner's exemption$96,283 (+8.57%) Land $22,375 Building $73,908$288,965 (+8.57%) Land $67,152 Building $221,813
2024$88,683 (+21.39%) Land $20,609 Building $68,074$266,155 (+21.44%) Land $61,852 Building $204,304
2022$5,814.00 (+4.61%) Homeowner's exemption$73,054 (+6.96%) Land $16,977 Building $56,077$219,162 (+6.96%) Land $50,931 Building $168,231
2021$5,558.00 Homeowner's exemption$68,300 Land $15,872 Building $52,428$204,900 Land $47,616 Building $157,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Hamilton Ave

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