391 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 391 Hamilton Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1952
Lot Size	0.123 acres (5,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jan 2022)
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`06-14-106-005`

Property Details

APN / Parcel Number

Primary APN	`06-14-106-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,353 sqft (0.123 acres)
Lot Dimensions	101 ft deep x 53 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	391 HAMILTON AVE
City	ELGIN
State	IL
Zip	60123-3468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD J OBEIRNES SUB LOT 5 BLOCK 6
Legal Subdivision	EDWARD J OBEIRNES SUB
Legal Block	6
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851102

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	391 HAMILTON AVE, ELGIN, IL 60123-3468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 27, 2022	Re-recorded Document E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Deed Document Number	2022993
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000005394
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 6, 2022
Property Address	391 HAMILTON AVE, ELGIN, IL 60123-3468
Document Number	0000000993
Instrument Date	Jan 6, 2022
Instrument	2022K000993
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 HAMILTON AVE, 391, ELGIN, IL 60123-3468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 HAMILTON AVE, ELGIN, IL 60123-3468

Mortgage

Document Number	0000000994
Date	Jan 6, 2022
Instrument	2022K000994

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.99%

January 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Jan 27, 2022
Property Address	391 HAMILTON AVE, ELGIN, IL 60123-3468
Document Number	0000005394
Instrument Date	Nov 30, 2021
Instrument	2022K005394
Record Updated	Feb 2, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 HAMILTON AVE, 391, ELGIN, IL 60123-3468

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 KENNETH CIR, ELGIN, IL 60120-5151

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,280.00 (+15.81%) Homeowner's exemption
2024		$71,119 (+21.39%) Land $17,175 Building $53,944	$213,442 (+21.44%) Land $51,546 Building $161,897
2022	$4,559.00 (+16.75%) Homeowner's exemption	$58,585 (+6.96%) Land $14,148 Building $44,437	$175,755 (+6.96%) Land $42,444 Building $133,311
2021	$3,905.00 Homeowner's exemption	$54,772 Land $13,227 Building $41,545	$164,316 Land $39,681 Building $124,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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