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395 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 395 Hamilton Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 936 sqft · built 1952
Lot Size0.117 acres (5,088 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Oct 2017)
Tax Bill$5,306 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-106-004

Property Details

APN / Parcel Number

Primary APN06-14-106-004

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
Gross Area1,872 sqft
1st Floor Area936 sqft
Basement Area936 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Lot Area5,088 sqft (0.117 acres)
Lot Dimensions96 ft deep x 53 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address395 HAMILTON AVE
CityELGIN
StateIL
Zip60123-3468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWARD J OBEIRNES SUB LOT 4 BLOCK 6
Legal SubdivisionEDWARD J OBEIRNES SUB
Legal Block6
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract851102

Owner

Source: Kane County records · APN 06-14-106-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address395 HAMILTON AVE, ELGIN, IL 60123-3468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 05, 2017Warranty Deed, Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2017 · Amount on Record
Deed SaleOct 05, 2017 · Amount on Record
Prior SaleNov 19, 2008 · Amount on Record
Deed Document Number201752525
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address395 HAMILTON AVE, ELGIN, IL 60123-3468
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016558
DateMar 24, 2022
Instrument2022K016558
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term307 Months
DueOct 01, 2047
Interest
Rate3.62%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 05, 2017
Property Address395 HAMILTON AVE, ELGIN, IL 60123-3468
Document Number0000052525
Instrument DateAug 31, 2017
Instrument2017K052525
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 HAMILTON AVE, ELGIN, IL 60123-3468

Mortgage

Document Number0000052526
DateOct 05, 2017
Instrument2017K052526
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,306.00 (+15.8%) Homeowner's exemption
2024$71,438 (+21.39%) Land $16,756 Building $54,682$214,400 (+21.44%) Land $50,288 Building $164,112
2022$4,582.00 (+4.78%) Homeowner's exemption$58,848 (+6.96%) Land $13,803 Building $45,045$176,544 (+6.96%) Land $41,409 Building $135,135
2021$4,373.00 Homeowner's exemption$55,019 Land $12,905 Building $42,114$165,057 Land $38,715 Building $126,342

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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