Simpson County property record for 411 E Cedar St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,500 sqft · built 1890 |
| Lot Size | 0.632 acres (27,557 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,900 (Mar 2026) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-04-018.00 |
| Primary APN | 014-00-04-018.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,500 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,557 sqft (0.632 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Carport |
| Garage Area | 294 sqft |
| Carport | Carport |
| Carport Area | 294 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 234 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 411 E CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 411 EAST CEDAR STREEET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970200 |
Source: Simpson County assessment roll, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1019 BOWLING GREEN RD, FRANKLIN, KY 42134-1364 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 26, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA |
| Mar 31, 2026 | Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP |
| Nov 1, 2021 | Deed, Transfer · Conventional Mortgage LEGENDS BANK |
| Aug 5, 2019 | Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Aug 5, 2019 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Nov 1, 2021 · Amount on Record |
| Deed Document Number | 20261261821 |
| Deed Book / Page | 393 / 867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | 00M553/249 |
|---|---|
| Date | Jul 26, 2024 |
| Book Page | M553/249 |
| Instrument | 1225631 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | PLEASANT VIEW, TN 37146 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 6, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 31, 2026 |
| Property Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | 00D393/867 |
| Book / Page | D393 / 867 |
| Instrument Date | Mar 8, 2026 |
| Instrument | 1261821 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | TRANSFORMATION T&E |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2802 CANTERBURY DR, SPRINGFIELD, TN 37172-6156 |
| Name | Verified Name |
|---|---|
| Address | 1019 BOWLING GREEN RD, FRANKLIN, KY 42134-1364 |
| Document Number | 0001261826 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 1261826 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Nov 1, 2021 |
| Property Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | D360/737 |
| Book / Page | D360 / 737 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1205572 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | NOT AVAILABLE, CHESTNUT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 LOVING CHAPEL RD, 615, FRANKLIN, KY 42134-6234 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | 1205573 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 1205573 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 5, 2019 |
| Property Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | 00D343/119 |
| Book / Page | D343 / 119 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 1192681 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 E CEDAR ST, 411, FRANKLIN, KY 42134-1227 |
| Name | Verified Name |
|---|---|
| Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | 0001192682 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 1192682 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 5, 2019 |
| Property Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | D343/119 |
| Book / Page | D343 / 119 |
| Map Reference | DB 232 PG 700 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 1192681 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $173.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 E CEDAR ST, FRANKLIN, KY 42134-1227 |
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,698.00 (-5.73%) | $307,500 (-) | $307,500 (-) |
| 2023 | $2,862.00 | $307,500 | $307,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin Electric Plant Board Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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