Simpson County property record for 405 E Cedar St, Franklin, KY 42134 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,915 sqft Living Area |
| Garage | Detached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $166,800 (2019) |
| Tax Bill | $1,667.00 (2025) |
| Primary APN | 014-00-04-021.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,915 sqft Living Area |
| Basement Area | 1,404 sqft Basement |
| Unfinished Basement | 1,404 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Width | 86 ft Width |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch | Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 405 E CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 405 EAST CEDAR STREET |
| Jurisdiction | SIMPSON KY |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 970200 |
Source: Simpson County records · APN 014-00-04-021.00
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 405 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 04, 2019 | Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Dec 06, 2018 | SUMMIT TITLE COMPANY, SUMMIT TITLE COMPANY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2019 · Amount on Record |
| Deed Sale | Oct 04, 2019 · Amount on Record |
| Prior Sale | Dec 06, 2018 |
| Deed Doc Number | 1193585 |
| Deed Book / Page | D344 / 237 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 405 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2024 |
| Title Company | SUMMIT TITLE COMPANY, SUMMIT TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 00M452/636 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | M452/636 |
| Instrument | 1189491 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Oct 04, 2019 |
| Property Address | 405 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | 00D344/237 |
| Book / Page | D344 / 237 |
| Instrument Date | Oct 02, 2019 |
| Instrument | 1193585 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SUMMIT TITLE COMPANY, SUMMIT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 E CEDAR ST, 405, FRANKLIN, KY 42134-1227 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1750 CAVE MILL RD APT 3, 3, BOWLING GREEN, KY 42104-6366 |
| Document Number | 0001193586 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 1193586 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Jurisdiction | SIMPSON KY |
|---|---|
| Recording Date | Dec 06, 2018 |
| Property Address | 405 E CEDAR ST, FRANKLIN, KY 42134-1227 |
| Document Number | 00D338/555 |
| Book / Page | D338 / 555 |
| Instrument Date | Dec 03, 2018 |
| Instrument | 1189490 |
| Record Updated | Dec 14, 2021 |
| Title Company | SUMMIT TITLE COMPANY, SUMMIT TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 41 CATTAIL LN, 41, YANKEETOWN, FL 34498-2330 |
| Name | Verified Name |
|---|---|
| Address | 405 E CEDAR ST, FRANKLIN, KY 42134-1227 |
Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667.00 (-5.71%) | $190,000 (-) | $190,000 (-) |
| 2023 | $1,768.00 | $190,000 | $190,000 |
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