410 E Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 410 E Cedar St, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,096 sqft · built 1900
Lot Size0.383 acres (16,688 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Oct 2021)
Tax Bill$2,237 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN014-00-05-009.00

Property Details

APN / Parcel Number

Primary APN014-00-05-009.00
Alternative APN
  • 6233

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,096 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Exterior MaterialMarblecrete
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,688 sqft (0.383 acres)
Lot Dimensions149 ft deep x 112 ft wide
PorchPorch
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
SewerConnected

Location & Zoning

Street Address410 E CEDAR ST
CityFRANKLIN
StateKY
Zip42134-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description410 EAST CEDAR STREET
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1002
Census Tract970402

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address410 E CEDAR ST, FRANKLIN, KY 42134-1228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP
Oct 4, 2021Deed, Transfer · FHA Mortgage
THE HOME LOAN EXPERT LLC
Jun 11, 2018Deed, Transfer
Jun 11, 2018Deed, Transfer · Line of Credit
FIRST SECURITY BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2021 · Amount on Record
Deed SaleOct 4, 2021 · Amount on Record
Prior SaleJun 11, 2018 · Amount on Record
Deed Document Number0000360206
Deed Book / Page360 / 206
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address410 E CEDAR ST, FRANKLIN, KY 42134-1228
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M482/112
DateOct 20, 2020
Book PageM482/112
Instrument1199166
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionSIMPSON KY
Recording DateOct 4, 2021
Property Address410 E CEDAR ST, FRANKLIN, KY 42134-1228
Document Number00D360/206
Book / PageD360 / 206
Instrument DateOct 4, 2021
Instrument1205142
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 E CEDAR ST, 410, FRANKLIN, KY 42134-1228

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 BAKER RD, GOODLETTSVILLE, TN 37072-9552

Mortgage

Document Number0001205143
DateOct 4, 2021
Instrument1205143
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionSIMPSON KY
Recording DateJun 11, 2018
Property Address410 E CEDAR ST, FRANKLIN, KY 42134-1228
Document NumberD335/64
Book / PageD335 / 64
Map ReferenceDB 328 PG 365
Instrument DateJun 11, 2018
Instrument1186797
Transaction TypeTransfer
Record UpdatedDec 17, 2019

Transaction

AmountAmount Recorded
Tax$189.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 ROLLING ROAD DR, 400, FRANKLIN, KY 42134-2409

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 E CEDAR ST, FRANKLIN, KY 42134-1228

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionSIMPSON KY
Recording DateJun 11, 2018
Property Address410 E CEDAR ST, FRANKLIN, KY 42134-1228
Document Number00D335/064
Book / PageD335 / 064
Instrument DateJun 11, 2018
Instrument1186797
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 ROLLING ROAD DR, 400, FRANKLIN, KY 42134-2409

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 E CEDAR ST, FRANKLIN, KY 42134-1228

Mortgage

Document Number0001186798
DateJun 11, 2018
Instrument1186798
Lender
NameFIRST SECURITY BANK INC
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
MunicipalityFranklin City
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,237.00 (-5.77%)$255,000 (-)$255,000 (-)
2023$2,374.00$255,000$255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER WORKS
serves 31,602 people · EPA ID KY1070144
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Franklin EPB Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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