406 E Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 406 E Cedar St, Franklin, KY 42134 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,964 sqft · built 1868
Lot Size0.506 acres (22,032 sqft)
Owner2 Individual Names on File
Last Sale$53,000 (Feb 2019)
Tax Bill$1,755 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Feb 2019 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN014-00-05-007.00

Property Details

APN / Parcel Number

Primary APN014-00-05-007.00
Alternative APN
  • 1571

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,964 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1868
Effective Year BuiltEffective 1868
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,032 sqft (0.506 acres)
Lot Dimensions204 ft deep x 108 ft wide
Garage Area396 sqft
DrivewayAsphalt Driveway
PorchSlab
Porch Area282 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas
SewerConnected

Location & Zoning

Street Address406 E CEDAR ST
CityFRANKLIN
StateKY
Zip42134-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description406 EAST CEDAR STREET
Legal SubdivisionLINCOLN PARK
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1002
Census Tract970402

Owner

Source: Simpson County records · APN 014-00-05-007.00

Assessment roll updated February 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 E CEDAR ST, FRANKLIN, KY 42134-1228
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Line of Credit
THE GERMAN AMERICAN BANK
Feb 22, 2019Commissioner's Deed, Foreclosure
Foreclosure Auction
Feb 13, 2019Commissioner's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2019 · Amount on Record
Deed SaleFeb 22, 2019 · Amount on Record
Prior SaleFeb 13, 2019 · Amount on Record
Deed Document Number20191190428
Deed Book / Page17 / 207
Last Transfer DateJan 22, 2026
Transfer Doc0001259602
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address406 E CEDAR ST, FRANKLIN, KY 42134-1228
Transaction TypeMortgage
Record UpdatedMay 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M516/271
DateApr 19, 2022
Book PageM516/271
Instrument1208223
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
AddressFRANKLIN, KY 42134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionSIMPSON KY
Recording DateFeb 22, 2019
Property Address406 E CEDAR ST, FRANKLIN, KY 42134-1228
Document Number0DCD17/207
Book / PageDCD17 / 207
Map ReferenceDB 312 PG 275
Instrument DateFeb 21, 2019
Instrument1190428
Transaction TypeForeclosure
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E CEDAR ST, FRANKLIN, KY 42134-1228

February 2019: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionSIMPSON KY
Recording DateFeb 13, 2019
Property Address406 E CEDAR ST, FRANKLIN, KY 42134-1228
Document Number0DCD17/197
Book / PageDCD17 / 197
Map ReferencePB 4 PG 119
Instrument DateFeb 13, 2019
Instrument1190329
Transaction TypeForeclosure
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E CEDAR ST, FRANKLIN, KY 42134-1228

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated February 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
MunicipalityFranklin City
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,755.00 (-5.75%)$200,000 (-)$200,000 (-)
2023$1,862.00$200,000$200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Franklin Electric Plant BoardFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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