408 E Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 408 E Cedar St, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,732 sqft · built 1900
Lot Size0.329 acres (14,364 sqft)
OwnerIndividual Name on Record
Last Sale$35,000 (Sep 2015)
Tax Bill$1,272 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN014-00-05-008.00

Property Details

APN / Parcel Number

Primary APN014-00-05-008.00
Alternative APN
  • 1549

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,732 sqft Living Area

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area14,364 sqft (0.329 acres)
Lot Dimensions126 ft deep x 114 ft wide
Garage TypeCarport
Garage Area180 sqft
CarportCarport
PorchPorch
Porch Area200 sqft

Location & Zoning

Street Address408 E CEDAR ST
CityFRANKLIN
StateKY
Zip42134-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description408 EAST CEDAR STREET
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1002
Census Tract970402

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address303 PEEBLES AVE, FRANKLIN, KY 42134-1639
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2015 · Amount on Record
Deed SaleSep 24, 2015 · Amount on Record
Deed Document Number0000317116
Deed Book / Page317 / 116
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address408 E CEDAR ST, FRANKLIN, KY 42134-1228
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E CEDAR ST, FRANKLIN, KY 42134-1228

Mortgage

Document Number00M497/546
DateJun 11, 2021
Book PageM497/546
Instrument1202989
Lender
NameFRANKLIN BANK & TRUST CO
TypeBank
AddressFRANKLIN, KY 42134
Agreement
AmountAmount Recorded
Term12 Months
DueJun 3, 2022

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
MunicipalityFranklin City
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,272.00 (+173.55%)$145,000 (+19%)$145,000 (+19%)
2023$465.00$50,000$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER WORKS
serves 31,602 people · EPA ID KY1070144
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Franklin EPB Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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