Simpson County property record for 412 E Cedar St, Franklin, KY 42134 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1895 |
| Square Footage | 3,258 sqft Living Area |
| Lot Size | 23,052 sqft (0.529 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,500 (2025) |
| Tax Bill | $2,457.00 (2025) |
Source: Simpson County records · APN 014-00-05-010.00
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 18, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 20, 2012 | Deed of Trust, Mortgage FRANKLIN BANK & TRUST CO |
| Oct 27, 2025 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 20, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Aug 20, 2020 · Amount on Record |
| Deed Doc Number | 1256501 |
| Deed Book / Page | D390 / 630 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Document Number | 00M537/856 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | M537/856 |
| Instrument | 1217579 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALPAUGH, CA 93201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Document Number | 00M570/461 |
|---|---|
| Date | Jul 18, 2025 |
| Book Page | M570/461 |
| Instrument | 1236626 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | KY |
| Investor | Possibly a Property Investor |
| Document Number | 000383/546 |
|---|---|
| Date | Sep 20, 2012 |
| Book Page | 383/546 |
| Instrument | 1107441 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Address | 317 N MAIN ST, FRANKLIN, KY 42134 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Oct 01, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Oct 27, 2025 |
| Property Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Document Number | 00D390/630 |
| Book / Page | D390 / 630 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 1256501 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2018 MAPLEWOOD LN, PENDLETON, IN 46064-4803 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Document Number | 0001256502 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 1256502 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 20, 2020 |
| Property Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Document Number | 00D350/559 |
| Book / Page | D350 / 559 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 1198054 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 WOODLAND DR, FRANKLIN, KY 42134-1067 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 412 E CEDAR ST, FRANKLIN, KY 42134-1228 |
| Document Number | 0001198055 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 1198055 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,457.00 (-0.85%) | $280,000 (-) | $280,000 (-) |
| 2024 | $2,478.00 (-4.91%) | $280,000 (-) | $280,000 (-) |
| 2023 | $2,606.00 | $280,000 | $280,000 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 014-00-05-010.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,258 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 3 Fireplaces |
| Year Built | Built 1895 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,052 sqft (0.529 acres) |
| Depth X Width | 204 ft x 113 ft Depth x Width |
| Patio Area | 338 sqft Patio |
| Porch | Porch |
| Porch Area | 272 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 412 E CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1228 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 412 EAST CEDAR STREET |
| Jurisdiction | SIMPSON KY |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 970402 |
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