4101 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4101 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,152 sqft · built 2022
Owner	Individual Name on File
Last Sale	$386,925 (Apr 2022)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120K C 008`

Property Details

APN / Parcel Number

Primary APN	`120K C 008`
Alternative APN	`0000391446`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,152 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391446
Street Address	4101 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 61 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120K A 016 FOR 2022
Legal Phase	2
Legal Lot Number	61
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records · APN 120K C 008

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4101 INLET LOOP, CHATTANOOGA, TN 37416-3083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2022 · Amount on Record
Deed Sale	Apr 01, 2022 · Amount on Record
Deed Document Number	2022040100150
Deed Book / Page	12905 / 997
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 01, 2022
Property Address	4101 INLET LOOP, CHATTANOOGA, TN 37416-3083
Document Number	0000000150
Book / Page	12905 / 997
Map Reference	MB 122 PG 15
Instrument Date	Mar 31, 2022
Instrument	2022040100150
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 03, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,431.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 INLET LOOP, KNOXVILLE, TN 37923

Mortgage

Document Number	0000129061
Date	Apr 01, 2022
Instrument	12906/1

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (-19.01%)	$102,875 (+19.52%)	$411,500 (+19.52%) Land $50,000 Building $361,500
2024	$1,925.00	$86,075 (-)	$344,300 (-) Land $50,000 Building $294,300
2023	$1,925.00 (+39.29%)	$86,075 (+39.28%)	$344,300 (+39.28%) Land $50,000 Building $294,300
2022	$1,382.00	$61,800	$247,200 Land $50,000 Building $197,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 172 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.