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4094 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4094 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,519 sqft · built 2022
OwnerIndividual Name on File
Last Sale$434,175 (Aug 2022)
Tax Bill$1,705 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN120K D 007

Property Details

APN / Parcel Number

Primary APN120K D 007
Alternative APN
  • 0000391466

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,519 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000391466
Street Address4094 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 80 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120 K A 016 FOR 2022
Legal Phase2
Legal Lot Number80
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K D 007

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4094 INLET LOOP, CHATTANOOGA, TN 37416-3084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2025Deed of Trust, Mortgage · Line of Credit
REDSTONE FCU
Aug 19, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BUILTWELL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Deed Document Number2022081900092
Deed Book / Page13063 / 684
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4094 INLET LOOP, CHATTANOOGA, TN 37416-3084
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000101
DateNov 06, 2025
Book Page14099/578
Instrument2025110600101
Lender
NameREDSTONE FCU
TypeCredit Union
AddressHUNTSVILLE, AL 35893
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 05, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 19, 2022
Property Address4094 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000092
Book / Page13063 / 684
Map ReferenceMB 122 PG 15
Instrument DateAug 15, 2022
Instrument2022081900092
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,606.45
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4094 INLET LOOP, CHATTANOOGA, TN 37416-3084

Mortgage

Document Number0130630687
DateAug 19, 2022
Instrument13063-0687
Lender
NameBUILTWELL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,705.00 (-15.68%)$112,500 (+24.45%)$450,000 (+24.45%) Land $50,000 Building $400,000
2024$2,022.00$90,400 (-)$361,600 (-) Land $50,000 Building $311,600
2023$2,022.00 (+624.73%)$90,400 (+623.2%)$361,600 (+623.2%) Land $50,000 Building $311,600
2022$279.00$12,500$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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