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4109 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4109 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,088 sqft · built 2022
OwnerIndividual Name on File
Last Sale$424,050 (Apr 2022)
Tax Bill$1,570 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN120K C 006

Property Details

APN / Parcel Number

Primary APN120K C 006
Alternative APN
  • 0000391444

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,088 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000391444
Street Address4109 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 59 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120K A 016 FOR 2022
Legal Phase2
Legal Lot Number59
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K C 006

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4109 INLET LOOP, CHATTANOOGA, TN 37416-3083
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CADENCE BANK NA
Jan 13, 2022Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2022 · Amount on Record
Deed SaleApr 01, 2022 · Amount on Record
Prior SaleJan 13, 2022
Deed Document Number2022040100137
Deed Book / Page12905 / 910
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 01, 2022
Property Address4109 INLET LOOP, CHATTANOOGA, TN 37416-3083
Document Number0000000137
Book / Page12905 / 910
Map ReferenceMB 122 PG 15
Instrument DateMar 30, 2022
Instrument2022040100137
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,588.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 INLET LOOP, CHATTANOOGA, TN 37416-3083

Mortgage

Document Number0012905913
DateApr 01, 2022
Instrument12905/913
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateApr 05, 2032
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change8.37%
Index1-Year CMT
Max Rate8.37%

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJan 13, 2022
Property Address4109 INLET LOOP, CHATTANOOGA, TN 37416-3083
Document Number0000000168
Book / Page12809 / 617
Map ReferenceMB 122 PG 15
Instrument DateJan 12, 2022
Instrument2022011300168
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,570.00 (-18.19%)$103,625 (+20.81%)$414,500 (+20.81%) Land $50,000 Building $364,500
2024$1,919.00$85,775 (-)$343,100 (-) Land $50,000 Building $293,100
2023$1,919.00 (+39.26%)$85,775 (+39.25%)$343,100 (+39.25%) Land $50,000 Building $293,100
2022$1,378.00$61,600$246,400 Land $50,000 Building $196,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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