Hamilton County property record for 4091 Inlet Loop, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,139 sqft · built 2022 |
| Lot Size | 0.189 acres (8,245 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,805 (Jan 2022) |
| Tax Bill | $1,574 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120K C 010 |
| Primary APN | 120K C 010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,139 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,245 sqft (0.189 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000391448 |
|---|---|
| Street Address | 4091 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 63 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120K A 016 FOR 2022 |
| Legal Subdivision | WATERSTONE RIDGE PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records · APN 120K C 010
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 24, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Deed Document Number | 2022243 |
| Deed Book / Page | 12820 / 98 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0000000006 |
|---|---|
| Date | Nov 04, 2025 |
| Book Page | 14096/133 |
| Instrument | 2025110400006 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0000000161 |
|---|---|
| Date | Apr 10, 2025 |
| Book Page | 13888/433 |
| Instrument | 2025041000161 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0000000013 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 13563/708 |
| Instrument | 2024041200013 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0000000139 |
|---|---|
| Date | Sep 17, 2024 |
| Book Page | 13708/205 |
| Instrument | 2024091700139 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 24, 2022 |
| Property Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0000000243 |
| Book / Page | 12820 / 98 |
| Map Reference | MB 122 PG 15 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022012400243 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4091 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0012820100 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 12820/100 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,574.00 (-16.98%) | $103,875 (+22.57%) | $415,500 (+22.57%) Land $50,000 Building $365,500 |
| 2024 | $1,896.00 | $84,750 (-) | $339,000 (-) Land $50,000 Building $289,000 |
| 2023 | $1,896.00 (+24.41%) | $84,750 (+24.4%) | $339,000 (+24.4%) Land $50,000 Building $289,000 |
| 2022 | $1,524.00 | $68,125 | $272,500 Land $50,000 Building $222,500 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 172 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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