4097 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4097 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,721 sqft · built 2022
Owner	Company Name on File
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`120K C 009`

Property Details

APN / Parcel Number

Primary APN	`120K C 009`
Alternative APN	`0000391447`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,721 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391447
Street Address	4097 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 62 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120K A 016 FOR 2022
Legal Phase	2
Legal Lot Number	62
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

4097 Inlet Loop is owned by a company that acquired it in January 2022 and is owner-occupied.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	4097 INLET LOOP, CHATTANOOGA, TN 37416-3085
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 13, 2022
Transfer Doc	0000000168
Record Updated	Jun 8, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 13, 2022
Property Address	4097 INLET LOOP, CHATTANOOGA, TN 37416-3085
Document Number	0000000168
Book / Page	12809 / 617
Map Reference	MB 122 PG 15
Instrument Date	Jan 12, 2022
Instrument	2022011300168
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4097 Inlet Loop was $1,323, down 19.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (-19.87%)	$87,325 (+18.33%)	$349,300 (+18.33%) Land $50,000 Building $299,300
2024	$1,651.00	$73,800 (-)	$295,200 (-) Land $50,000 Building $245,200
2023	$1,651.00 (+12.16%)	$73,800 (+12.12%)	$295,200 (+12.12%) Land $50,000 Building $245,200
2022	$1,472.00	$65,825	$263,300 Land $50,000 Building $213,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4097 Inlet Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4097 Inlet Loop is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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