4088 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4088 Inlet Loop, Chattanooga, TN 37416 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,714 sqft · built 2022
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Apr 2024)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Apr 2024 Sale Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120K D 008`

Property Details

APN / Parcel Number

Primary APN	`120K D 008`
Alternative APN	`0000391467`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,714 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,499 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391467
Street Address	4088 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 79 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120 K A 016 FOR 2022
Legal Subdivision	WATERSTONE RIDGE PHASE II
Legal Phase	2
Legal Lot Number	79
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records · APN 120K D 008

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4088 INLET LOOP, CHATTANOOGA, TN 37416-3084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Warranty Deed, Transfer UNKNOWN, BRIDGE CITY TTL EAST BRAINER
Aug 22, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Feb 16, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	202487
Deed Book / Page	13562 / 851
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 11, 2024
Property Address	4088 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number	0000000087
Book / Page	13562 / 851
Map Reference	MB 122 PG 15
Instrument Date	Apr 02, 2024
Instrument	2024041100087
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Tax	$1,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4088 INLET LOOP, CHATTANOOGA, TN 37416-3084

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 22, 2022
Property Address	4088 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number	0000000193
Book / Page	13065 / 441
Map Reference	MB 122 PG 15
Instrument Date	Aug 19, 2022
Instrument	2022082200193
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,597.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4088 INLET LOOP, CHATTANOOGA, TN 37416-3084

Mortgage

Document Number	0130650444
Date	Aug 22, 2022
Instrument	13065-0444

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 16, 2022
Property Address	4088 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number	0000000166
Book / Page	12848 / 881
Instrument Date	Feb 15, 2022
Instrument	2022021600166
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
Investor	Possibly a Property Investor

Mortgage

Document Number	0012848685
Date	Feb 16, 2022
Instrument	12848/685

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,799.00 (-18.3%)	$118,750 (+20.65%)	$475,000 (+20.65%) Land $50,000 Building $425,000
2024	$2,202.00	$98,425 (-)	$393,700 (-) Land $50,000 Building $343,700
2023	$2,202.00 (+689.25%)	$98,425 (+687.4%)	$393,700 (+687.4%) Land $50,000 Building $343,700
2022	$279.00	$12,500	$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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