Morgan County property record for 41 Cypress Dr, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,415 sqft · built 2006 |
| Lot Size | 0.343 acres (14,952 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Dec 2020) |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Sep 2006 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.048 |
| Primary APN | 12-01-01-0-000-002.048 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,415 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,952 sqft (0.343 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 119347 |
|---|---|
| Street Address | 41 CYPRESS DR |
| City | DECATUR |
| State | AL |
| Zip | 35603-5942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 41 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 CYPRESS DR, DECATUR, AL 35603-5942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 28, 2006 | Deed of Trust, Mortgage · Construction Mortgage GOBBLE FITE LUMBER CO INC |
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC |
| Jul 5, 2007 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage REDSTONE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2007 · Amount on Record |
| Deed Book / Page | 2020 / 11642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 41 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2018/08200 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 2018/08200 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 41 CYPRESS DR, DECATUR, AL 35603-5942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006/50194 |
|---|---|
| Date | Sep 28, 2006 |
| Book Page | 2006/50194 |
| Name | GOBBLE FITE LUMBER CO INC |
|---|---|
| Address | DECATUR, AL 35601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Dec 11, 2020 |
| Property Address | 41 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2020/11642 |
| Book / Page | 2020 / 11642 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 361 PEACH ORCHARD RD, DECATUR, AL 35603-6413 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 41 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2020/56428 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 2020/56428 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 5, 2007 |
| Property Address | 41 CYPRESS DR, DECATUR, AL 35603-5942 |
| Document Number | 2007/05534 |
| Book / Page | 2007 / 05534 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Jul 3, 2007 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Investor | Possibly a Property Investor |
| Document Number | 2007/38061 |
|---|---|
| Date | Jul 5, 2007 |
| Book Page | 2007/38061 |
| Name | REDSTONE FCU |
|---|---|
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2037 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $780.00 (+10.8%) | $20,250 (-) Land $2,500 Building $17,750 | $208,400 (+2.91%) Land $27,500 Building $180,900 |
| 2024 | $704.00 | $202,500 (-) Land $25,000 Building $177,500 | |
| 2023 | $704.00 Homeowner's exemption | $20,250 (-) Land $2,500 Building $17,750 | $202,500 (-) Land $25,000 Building $177,500 |
| 2022 | $704.00 Homeowner's exemption | $20,250 Land $2,500 Building $17,750 | $202,500 Land $25,000 Building $177,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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